▼ 0.50% · 3.625%
HK$22,121
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$699/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,938
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,609
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,269
−HK$670/mo
Today · 4.125%
HK$25,939
baseline
▲ 0.50% · 4.625%
HK$27,306
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,878/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,333
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,090
−HK$769/mo
Today · 4.125%
HK$25,859
baseline
▲ 0.50% · 4.625%
HK$27,432
+HK$1,573/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,718/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,070
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,796
−HK$737/mo
Today · 4.125%
HK$28,533
baseline
▲ 0.50% · 4.625%
HK$30,037
+HK$1,504/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,066/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,545
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,371
−HK$838/mo
Today · 4.125%
HK$28,209
baseline
▲ 0.50% · 4.625%
HK$29,926
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,418/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,323
−HK$803/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$32,767
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,757
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,651
−HK$909/mo
Today · 4.125%
HK$30,560
baseline
▲ 0.50% · 4.625%
HK$32,420
+HK$1,860/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,120/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,850
−HK$870/mo
Today · 4.125%
HK$33,720
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,440/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,969
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,932
−HK$979/mo
Today · 4.125%
HK$32,911
baseline
▲ 0.50% · 4.625%
HK$34,914
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,822/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,453
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,377
−HK$937/mo
Today · 4.125%
HK$36,314
baseline
▲ 0.50% · 4.625%
HK$38,228
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,628/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,181
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,213
−HK$1,049/mo
Today · 4.125%
HK$35,262
baseline
▲ 0.50% · 4.625%
HK$37,407
+HK$2,145/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,524/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,914
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,904
−HK$1,004/mo
Today · 4.125%
HK$38,908
baseline
▲ 0.50% · 4.625%
HK$40,959
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,816/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,494
−HK$1,119/mo
Today · 4.125%
HK$37,613
baseline
▲ 0.50% · 4.625%
HK$39,901
+HK$2,288/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,226/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,375
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,431
−HK$1,071/mo
Today · 4.125%
HK$41,502
baseline
▲ 0.50% · 4.625%
HK$43,689
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,004/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,775
−HK$1,188/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,395
+HK$2,432/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,835
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,139/mo
Today · 4.125%
HK$44,096
baseline
▲ 0.50% · 4.625%
HK$46,420
+HK$2,324/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,192/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,817
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,056
−HK$1,258/mo
Today · 4.125%
HK$42,314
baseline
▲ 0.50% · 4.625%
HK$44,889
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,628/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,296
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,484
−HK$1,206/mo
Today · 4.125%
HK$46,690
baseline
▲ 0.50% · 4.625%
HK$49,151
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,380/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).