▼ 0.50% · 3.625%
HK$21,826
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$689/mo
Today · 4.125%
HK$23,194
baseline
▲ 0.50% · 4.625%
HK$24,606
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,388/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,281
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,932
−HK$661/mo
Today · 4.125%
HK$25,593
baseline
▲ 0.50% · 4.625%
HK$26,942
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,186/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,008
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,755
−HK$759/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$27,066
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,028/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,709
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,425
−HK$727/mo
Today · 4.125%
HK$28,152
baseline
▲ 0.50% · 4.625%
HK$29,636
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,304/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,191
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,006
−HK$827/mo
Today · 4.125%
HK$27,833
baseline
▲ 0.50% · 4.625%
HK$29,527
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,666/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,137
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,918
−HK$793/mo
Today · 4.125%
HK$30,711
baseline
▲ 0.50% · 4.625%
HK$32,330
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,422/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,373
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,256
−HK$897/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,987
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$858/mo
Today · 4.125%
HK$33,270
baseline
▲ 0.50% · 4.625%
HK$35,024
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,540/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,556
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$966/mo
Today · 4.125%
HK$32,472
baseline
▲ 0.50% · 4.625%
HK$34,448
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,944/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,905
−HK$925/mo
Today · 4.125%
HK$35,830
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,660/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,739
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,757
−HK$1,035/mo
Today · 4.125%
HK$34,792
baseline
▲ 0.50% · 4.625%
HK$36,909
+HK$2,117/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,584/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,421
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,398
−HK$991/mo
Today · 4.125%
HK$38,389
baseline
▲ 0.50% · 4.625%
HK$40,413
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,778/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,921
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,007
−HK$1,104/mo
Today · 4.125%
HK$37,111
baseline
▲ 0.50% · 4.625%
HK$39,369
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$74,222/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,849
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,891
−HK$1,057/mo
Today · 4.125%
HK$40,948
baseline
▲ 0.50% · 4.625%
HK$43,107
+HK$2,159/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$81,896/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,104
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,258
−HK$1,172/mo
Today · 4.125%
HK$39,430
baseline
▲ 0.50% · 4.625%
HK$41,830
+HK$2,400/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,860/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,277
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,385
−HK$1,123/mo
Today · 4.125%
HK$43,508
baseline
▲ 0.50% · 4.625%
HK$45,801
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,016/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,286
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,508
−HK$1,242/mo
Today · 4.125%
HK$41,750
baseline
▲ 0.50% · 4.625%
HK$44,290
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,500/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,706
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,878
−HK$1,189/mo
Today · 4.125%
HK$46,067
baseline
▲ 0.50% · 4.625%
HK$48,495
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,134/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).