▼ 0.50% · 3.625%
HK$22,233
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,924
−HK$703/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$25,065
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$673/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,444
+HK$1,374/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,456
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,217
−HK$773/mo
Today · 4.125%
HK$25,990
baseline
▲ 0.50% · 4.625%
HK$27,571
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,980/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,207
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,937
−HK$740/mo
Today · 4.125%
HK$28,677
baseline
▲ 0.50% · 4.625%
HK$30,189
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,354/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,679
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,509
−HK$844/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$30,078
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$807/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$32,933
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$913/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,869/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$875/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,678
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,126
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,094
−HK$984/mo
Today · 4.125%
HK$33,078
baseline
▲ 0.50% · 4.625%
HK$35,091
+HK$2,013/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,156/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,627
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,556
−HK$942/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$1,924/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,349
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$1,054/mo
Today · 4.125%
HK$35,441
baseline
▲ 0.50% · 4.625%
HK$37,597
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,882/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,101
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,096
−HK$1,009/mo
Today · 4.125%
HK$39,105
baseline
▲ 0.50% · 4.625%
HK$41,167
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,210/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,573
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,679
−HK$1,124/mo
Today · 4.125%
HK$37,803
baseline
▲ 0.50% · 4.625%
HK$40,104
+HK$2,301/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,606/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,574
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,636
−HK$1,076/mo
Today · 4.125%
HK$41,712
baseline
▲ 0.50% · 4.625%
HK$43,911
+HK$2,199/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,424/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,796
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,972
−HK$1,194/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,610
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,048
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,144/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$46,655
+HK$2,336/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,019
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,264
−HK$1,265/mo
Today · 4.125%
HK$42,529
baseline
▲ 0.50% · 4.625%
HK$45,117
+HK$2,588/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,058/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,521
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,715
−HK$1,211/mo
Today · 4.125%
HK$46,926
baseline
▲ 0.50% · 4.625%
HK$49,400
+HK$2,474/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,852/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).