▼ 0.50% · 3.625%
HK$22,515
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$712/mo
Today · 4.125%
HK$23,927
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,854/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,048
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$682/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$27,793
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$783/mo
Today · 4.125%
HK$26,320
baseline
▲ 0.50% · 4.625%
HK$27,921
+HK$1,601/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,640/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,552
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,291
−HK$750/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,572
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,018
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,858
−HK$854/mo
Today · 4.125%
HK$28,712
baseline
▲ 0.50% · 4.625%
HK$30,459
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,424/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,057
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,863
−HK$818/mo
Today · 4.125%
HK$31,681
baseline
▲ 0.50% · 4.625%
HK$33,351
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,362/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$925/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,562
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,435
−HK$886/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,130
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,521
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,501
−HK$997/mo
Today · 4.125%
HK$33,498
baseline
▲ 0.50% · 4.625%
HK$35,536
+HK$2,038/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,996/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,067
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,007
−HK$954/mo
Today · 4.125%
HK$36,961
baseline
▲ 0.50% · 4.625%
HK$38,910
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,922/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,772
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$1,067/mo
Today · 4.125%
HK$35,890
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$2,184/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,780/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,572
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,022/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$41,689
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$1,138/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,612
+HK$2,329/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,151
−HK$1,091/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,468
+HK$2,226/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$84,484/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,275
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,466
−HK$1,210/mo
Today · 4.125%
HK$40,676
baseline
▲ 0.50% · 4.625%
HK$43,151
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,352/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,581
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,723
−HK$1,159/mo
Today · 4.125%
HK$44,882
baseline
▲ 0.50% · 4.625%
HK$47,247
+HK$2,365/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,764/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,527
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,788
−HK$1,280/mo
Today · 4.125%
HK$43,068
baseline
▲ 0.50% · 4.625%
HK$45,689
+HK$2,621/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,136/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,086
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,295
−HK$1,227/mo
Today · 4.125%
HK$47,522
baseline
▲ 0.50% · 4.625%
HK$50,027
+HK$2,505/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,044/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).