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Crescira AVM · estimated value Medium confidence
HK$29.01M
≈ HK$16,962 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.70M, with repayments around HK$98,401/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$92,595
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,475
−HK$2,926/mo
Today · 4.125%
HK$98,401
baseline
▲ 0.50% · 4.625%
HK$104,389
+HK$5,988/mo

Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,802/mo (50% DSR)

Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,719 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
A
Saleable Area
1,710 ft²
Gross Area
2,297 ft²
Efficiency
74%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2021-07-20 HK$29.50M +34.1%
6.7y
2014-11-13 HK$22.00M −20.7%
2010-04-08 HK$27.74M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 8 min walk · 586 m
Education
23
schools within 1 km (8 within 500 m)
Daily convenience
11
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Hin Keng Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com