▼ 0.50% · 3.625%
HK$22,475
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,174
−HK$710/mo
Today · 4.125%
HK$23,884
baseline
▲ 0.50% · 4.625%
HK$25,337
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,768/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,003
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,674
−HK$680/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,743
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$782/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,598/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$748/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$852/mo
Today · 4.125%
HK$28,661
baseline
▲ 0.50% · 4.625%
HK$30,405
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,322/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$817/mo
Today · 4.125%
HK$31,625
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,250/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,217
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,126
−HK$923/mo
Today · 4.125%
HK$31,049
baseline
▲ 0.50% · 4.625%
HK$32,939
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,098/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,504
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,376
−HK$884/mo
Today · 4.125%
HK$34,260
baseline
▲ 0.50% · 4.625%
HK$36,066
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,520/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,465
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$995/mo
Today · 4.125%
HK$33,438
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$2,034/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,876/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,004
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,943
−HK$952/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$38,840
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,712
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,761
−HK$1,065/mo
Today · 4.125%
HK$35,826
baseline
▲ 0.50% · 4.625%
HK$38,006
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,652/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,504
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,510
−HK$1,021/mo
Today · 4.125%
HK$39,531
baseline
▲ 0.50% · 4.625%
HK$41,614
+HK$2,083/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,062/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,960
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,078
−HK$1,137/mo
Today · 4.125%
HK$38,215
baseline
▲ 0.50% · 4.625%
HK$40,540
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,430/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,005
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,078
−HK$1,088/mo
Today · 4.125%
HK$42,166
baseline
▲ 0.50% · 4.625%
HK$44,389
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,332/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,207
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,396
−HK$1,207/mo
Today · 4.125%
HK$40,603
baseline
▲ 0.50% · 4.625%
HK$43,074
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,206/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,505
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,645
−HK$1,157/mo
Today · 4.125%
HK$44,802
baseline
▲ 0.50% · 4.625%
HK$47,163
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,604/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,455
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,713
−HK$1,279/mo
Today · 4.125%
HK$42,992
baseline
▲ 0.50% · 4.625%
HK$45,607
+HK$2,615/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,984/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,005
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,225/mo
Today · 4.125%
HK$47,437
baseline
▲ 0.50% · 4.625%
HK$49,937
+HK$2,500/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,874/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).