▼ 0.50% · 3.625%
HK$21,037
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,691
−HK$665/mo
Today · 4.125%
HK$22,356
baseline
▲ 0.50% · 4.625%
HK$23,716
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,712/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$637/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$25,968
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,140
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,860
−HK$732/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$26,088
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,743
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$700/mo
Today · 4.125%
HK$27,134
baseline
▲ 0.50% · 4.625%
HK$28,565
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,268/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,244
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,029
−HK$798/mo
Today · 4.125%
HK$26,827
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,654/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,837
−HK$764/mo
Today · 4.125%
HK$29,601
baseline
▲ 0.50% · 4.625%
HK$31,161
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,202/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$865/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,831
+HK$1,768/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,424
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,240
−HK$828/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$33,758
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,451
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$930/mo
Today · 4.125%
HK$31,298
baseline
▲ 0.50% · 4.625%
HK$33,203
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,596/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,764
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,643
−HK$892/mo
Today · 4.125%
HK$34,535
baseline
▲ 0.50% · 4.625%
HK$36,355
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,070/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,555
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,537
−HK$997/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,105
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$955/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$38,952
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,659
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,706
−HK$1,064/mo
Today · 4.125%
HK$35,770
baseline
▲ 0.50% · 4.625%
HK$37,946
+HK$2,176/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,540/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,445
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,449
−HK$1,019/mo
Today · 4.125%
HK$39,468
baseline
▲ 0.50% · 4.625%
HK$41,549
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,936/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,762
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,875
−HK$1,130/mo
Today · 4.125%
HK$38,005
baseline
▲ 0.50% · 4.625%
HK$40,318
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,010/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,785
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,852
−HK$1,083/mo
Today · 4.125%
HK$41,935
baseline
▲ 0.50% · 4.625%
HK$44,145
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,870/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,866
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,044
−HK$1,197/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,689
+HK$2,448/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,256
−HK$1,146/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$46,742
+HK$2,340/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,561 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).