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7/F C

in BAYCREST BLOCK 2

Sha Tin District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$11.67M
≈ HK$12,508 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.50M, with repayments around HK$39,591/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$37,255
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,414
−HK$1,177/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$42,001
+HK$2,410/mo

Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,182/mo (50% DSR)

Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Heng On Station
≈ 3 min walk · 239 m
Education
27
schools within 1 km (10 within 500 m)
Daily convenience
19
within 1 km (9 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Heng On Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
C
Saleable Area
933 Saleable ft²
Gross Area
1,218 ft²
Efficiency
77%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2021-04-07 HK$12.70M +29.2%
6.3y · 5.0%/yr
2014-11-25 HK$9.83M +25.1%
2012-11-29 HK$7.86M +108.5%
2000-12-07 HK$3.77M −8.7%
2000-09-22 HK$4.13M
Data sourced from Renavon.com