▼ 0.50% · 3.625%
HK$20,238
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,868
−HK$639/mo
Today · 4.125%
HK$21,507
baseline
▲ 0.50% · 4.625%
HK$22,816
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,014/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$612/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$24,982
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,955
−HK$703/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$25,098
+HK$1,440/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$673/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,377/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,286
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,041
−HK$768/mo
Today · 4.125%
HK$25,809
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,570/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,618/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,018
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$735/mo
Today · 4.125%
HK$28,478
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,956/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,310
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$832/mo
Today · 4.125%
HK$27,960
baseline
▲ 0.50% · 4.625%
HK$29,661
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,920/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,054
−HK$797/mo
Today · 4.125%
HK$30,851
baseline
▲ 0.50% · 4.625%
HK$32,477
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,702/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,334
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,215
−HK$895/mo
Today · 4.125%
HK$30,110
baseline
▲ 0.50% · 4.625%
HK$31,943
+HK$1,833/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,220/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,521
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,366
−HK$858/mo
Today · 4.125%
HK$33,224
baseline
▲ 0.50% · 4.625%
HK$34,975
+HK$1,751/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,448/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,302
−HK$959/mo
Today · 4.125%
HK$32,261
baseline
▲ 0.50% · 4.625%
HK$34,224
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,522/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,772
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,678
−HK$919/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,473
+HK$1,876/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,381
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$1,023/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,506
+HK$2,094/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$980/mo
Today · 4.125%
HK$37,970
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,002/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,940/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,405
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,475
−HK$1,088/mo
Today · 4.125%
HK$36,563
baseline
▲ 0.50% · 4.625%
HK$38,787
+HK$2,224/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,126/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,275
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,302
−HK$1,041/mo
Today · 4.125%
HK$40,343
baseline
▲ 0.50% · 4.625%
HK$42,470
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,686/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,429
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,562
−HK$1,151/mo
Today · 4.125%
HK$38,713
baseline
▲ 0.50% · 4.625%
HK$41,069
+HK$2,356/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,426/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,527
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,614
−HK$1,102/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$44,968
+HK$2,252/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).