▼ 0.50% · 3.625%
HK$21,782
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$688/mo
Today · 4.125%
HK$23,148
baseline
▲ 0.50% · 4.625%
HK$24,557
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,296/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$660/mo
Today · 4.125%
HK$25,542
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,084/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,960
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,706
−HK$757/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$27,012
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,656
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,370
−HK$726/mo
Today · 4.125%
HK$28,096
baseline
▲ 0.50% · 4.625%
HK$29,577
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,192/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,952
−HK$826/mo
Today · 4.125%
HK$27,778
baseline
▲ 0.50% · 4.625%
HK$29,468
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,556/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,079
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,859
−HK$791/mo
Today · 4.125%
HK$30,650
baseline
▲ 0.50% · 4.625%
HK$32,265
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,300/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,317
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,198
−HK$894/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$857/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,495
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,443
−HK$964/mo
Today · 4.125%
HK$32,407
baseline
▲ 0.50% · 4.625%
HK$34,379
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,814/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,925
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$923/mo
Today · 4.125%
HK$35,758
baseline
▲ 0.50% · 4.625%
HK$37,643
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,516/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$1,033/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$989/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,851
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,935
−HK$1,102/mo
Today · 4.125%
HK$37,037
baseline
▲ 0.50% · 4.625%
HK$39,290
+HK$2,253/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,074/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,772
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,054/mo
Today · 4.125%
HK$40,866
baseline
▲ 0.50% · 4.625%
HK$43,021
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,732/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,171/mo
Today · 4.125%
HK$39,352
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,394/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,704/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,195
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,300
−HK$1,121/mo
Today · 4.125%
HK$43,421
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,842/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,208
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,239/mo
Today · 4.125%
HK$41,666
baseline
▲ 0.50% · 4.625%
HK$44,202
+HK$2,536/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,332/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,618
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,788
−HK$1,187/mo
Today · 4.125%
HK$45,975
baseline
▲ 0.50% · 4.625%
HK$48,398
+HK$2,423/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,950/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).