▼ 0.50% · 3.625%
HK$20,742
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,388
−HK$655/mo
Today · 4.125%
HK$22,043
baseline
▲ 0.50% · 4.625%
HK$23,384
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,086/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,076
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,695
−HK$627/mo
Today · 4.125%
HK$24,322
baseline
▲ 0.50% · 4.625%
HK$25,604
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,644/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,817
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,526
−HK$721/mo
Today · 4.125%
HK$24,247
baseline
▲ 0.50% · 4.625%
HK$25,723
+HK$1,476/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,494/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,383
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,064
−HK$691/mo
Today · 4.125%
HK$26,755
baseline
▲ 0.50% · 4.625%
HK$28,165
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,510/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,665
−HK$787/mo
Today · 4.125%
HK$26,452
baseline
▲ 0.50% · 4.625%
HK$28,061
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,904/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,691
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,433
−HK$754/mo
Today · 4.125%
HK$29,187
baseline
▲ 0.50% · 4.625%
HK$30,725
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,374/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,965
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$852/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,998
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$816/mo
Today · 4.125%
HK$31,619
baseline
▲ 0.50% · 4.625%
HK$33,286
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,238/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,039
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$917/mo
Today · 4.125%
HK$30,860
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,720/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,172
−HK$879/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$35,846
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,113
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,081
−HK$984/mo
Today · 4.125%
HK$33,065
baseline
▲ 0.50% · 4.625%
HK$35,076
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,130/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,613
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,542
−HK$942/mo
Today · 4.125%
HK$36,484
baseline
▲ 0.50% · 4.625%
HK$38,407
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,968/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,188
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,220
−HK$1,049/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,415
+HK$2,146/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,921
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,911
−HK$1,005/mo
Today · 4.125%
HK$38,916
baseline
▲ 0.50% · 4.625%
HK$40,967
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,832/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,262
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$1,114/mo
Today · 4.125%
HK$37,473
baseline
▲ 0.50% · 4.625%
HK$39,753
+HK$2,280/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,946/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,229
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,281
−HK$1,067/mo
Today · 4.125%
HK$41,348
baseline
▲ 0.50% · 4.625%
HK$43,527
+HK$2,179/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,696/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,336
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,498
−HK$1,179/mo
Today · 4.125%
HK$39,677
baseline
▲ 0.50% · 4.625%
HK$42,092
+HK$2,415/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,354/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,536
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,650
−HK$1,130/mo
Today · 4.125%
HK$43,780
baseline
▲ 0.50% · 4.625%
HK$46,088
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,560/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,649 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).