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283 ft²
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371 ft²
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371 ft²
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381 ft²
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280 ft²
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294 ft²
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381 ft²
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381 ft²
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392 ft²
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276 ft²
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424 ft²
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371 ft²
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283 ft²
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371 ft²
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371 ft²
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294 ft²
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426 ft²
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455 ft²
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455 ft²
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280 ft²
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426 ft²
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415 ft²
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381 ft²
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415 ft²
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381 ft²
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283 ft²
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381 ft²
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294 ft²
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424 ft²
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455 ft²
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276 ft²
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426 ft²
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424 ft²
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276 ft²
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371 ft²
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283 ft²
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392 ft²
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283 ft²
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283 ft²
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424 ft²
26/F 15
26/F 17
371 ft²
26/F 18
26/F 19
26/F 2
26/F 20
26/F 21
26/F 3
26/F 4
276 ft²
26/F 6
26/F 7
26/F 9
283 ft²
26/F 10
294 ft²
27/F 1
27/F 10
27/F 11
27/F 12
27/F 13
27/F 14
27/F 15
27/F 16
27/F 18
27/F 19
27/F 2
27/F 20
27/F 21
27/F 3
27/F 4
27/F 5
27/F 6
426 ft²
27/F 7
28/F 1
455 ft²
28/F 10
28/F 11
28/F 13
415 ft²
28/F 14
28/F 15
381 ft²
28/F 16
28/F 18
28/F 19
28/F 2
28/F 20
28/F 21
28/F 3
28/F 4
28/F 5
28/F 7
28/F 12
415 ft²
29/F 1
29/F 10
29/F 13
Crescira AVM · estimated value
● Medium confidence
HK$4.09M
≈ HK$11,027 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,845/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,792
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,314
−HK$531/mo
Today · 4.125%
HK$17,845
baseline
▲ 0.50% · 4.625%
HK$18,931
+HK$1,086/mo
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,690/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,336 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Heng On Station
≈ 3 min walk · 195 m
Education
41
schools within 1 km (13 within 500 m)
Daily convenience
30
within 1 km (12 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km
Excellent connectivity — about 3 min walk to Mass Transit Railway Heng On Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- 17
- Saleable Area
- 371 Saleable ft²
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-20 | HK$4.25M | — |
Other appraised units in this building
Data sourced from Renavon.com