Home Sha Tin District Kam Fai Court

20/F 4

Sha Tin District · New Territories East

Switch unit

Floor

1/F 1 1/F 2 1/F 3 1/F 4 1/F 5 1/F 6 1/F 7 1/F 8 1/F 9 283 ft² 1/F 10 1/F 11 1/F 12 1/F 13 1/F 14 1/F 15 1/F 16 1/F 18 1/F 19 1/F 20 1/F 21 2/F 1 2/F 2 2/F 3 280 ft² 2/F 4 2/F 5 2/F 6 2/F 7 2/F 9 2/F 10 294 ft² 2/F 11 426 ft² 2/F 12 2/F 13 2/F 14 2/F 15 2/F 16 371 ft² 2/F 17 371 ft² 2/F 18 2/F 19 2/F 20 381 ft² 2/F 21 381 ft² 3/F 1 3/F 2 3/F 3 3/F 4 3/F 5 3/F 6 3/F 8 3/F 9 3/F 10 294 ft² 3/F 11 3/F 13 3/F 14 3/F 15 3/F 16 3/F 18 3/F 19 3/F 20 381 ft² 3/F 21 4/F 1 4/F 2 4/F 3 4/F 4 4/F 5 4/F 8 4/F 9 4/F 10 4/F 11 4/F 12 4/F 14 4/F 15 4/F 16 4/F 18 4/F 19 4/F 20 4/F 21 5/F 1 5/F 2 5/F 3 5/F 4 5/F 5 5/F 6 5/F 8 5/F 9 5/F 10 5/F 13 5/F 15 5/F 16 5/F 17 5/F 19 5/F 20 381 ft² 5/F 21 6/F 1 6/F 2 6/F 3 6/F 4 276 ft² 6/F 5 6/F 7 6/F 8 6/F 9 6/F 10 6/F 11 6/F 12 6/F 13 6/F 14 6/F 15 6/F 16 6/F 17 6/F 18 6/F 19 392 ft² 6/F 20 6/F 21 7/F 1 7/F 2 7/F 3 7/F 4 7/F 5 7/F 6 7/F 8 7/F 10 7/F 13 7/F 14 7/F 15 7/F 17 7/F 18 7/F 19 7/F 20 7/F 21 381 ft² 8/F 1 8/F 2 8/F 3 280 ft² 8/F 4 8/F 5 8/F 10 8/F 11 8/F 12 8/F 13 8/F 14 8/F 15 8/F 16 8/F 18 8/F 19 8/F 20 8/F 21 381 ft² 9/F 1 9/F 2 9/F 3 9/F 4 9/F 5 9/F 6 9/F 7 283 ft² 9/F 8 9/F 10 9/F 11 9/F 13 9/F 14 424 ft² 9/F 15 9/F 16 371 ft² 9/F 17 9/F 18 9/F 19 9/F 20 9/F 21 10/F 1 10/F 2 10/F 3 10/F 4 10/F 5 10/F 6 10/F 8 10/F 9 10/F 10 10/F 13 10/F 14 10/F 15 10/F 16 10/F 18 10/F 19 10/F 20 10/F 21 11/F 1 11/F 2 11/F 3 11/F 4 11/F 5 11/F 6 11/F 8 11/F 9 11/F 10 11/F 12 11/F 13 11/F 14 11/F 15 11/F 16 371 ft² 11/F 17 371 ft² 11/F 18 11/F 19 11/F 20 12/F 1 12/F 2 12/F 3 12/F 4 12/F 5 12/F 6 12/F 9 12/F 10 12/F 12 12/F 13 12/F 14 12/F 15 12/F 17 12/F 18 12/F 19 12/F 20 13/F 1 13/F 2 455 ft² 13/F 3 13/F 4 13/F 5 13/F 7 13/F 8 13/F 9 13/F 10 294 ft² 13/F 11 426 ft² 13/F 13 13/F 14 13/F 15 13/F 17 13/F 18 13/F 19 13/F 20 14/F 1 14/F 2 455 ft² 14/F 3 280 ft² 14/F 4 14/F 5 14/F 6 14/F 7 14/F 8 14/F 9 14/F 10 14/F 11 14/F 12 14/F 14 14/F 15 14/F 17 14/F 18 14/F 19 14/F 20 15/F 1 15/F 2 15/F 3 15/F 4 15/F 5 15/F 6 15/F 8 15/F 9 15/F 10 15/F 11 426 ft² 15/F 12 415 ft² 15/F 14 15/F 15 381 ft² 15/F 17 15/F 18 15/F 19 15/F 20 15/F 21 16/F 1 16/F 2 16/F 3 16/F 4 16/F 5 16/F 6 16/F 7 16/F 9 16/F 10 16/F 12 415 ft² 16/F 13 16/F 14 16/F 15 16/F 16 16/F 18 16/F 19 16/F 20 381 ft² 16/F 21 17/F 1 17/F 2 17/F 3 17/F 4 17/F 5 17/F 6 17/F 8 17/F 9 283 ft² 17/F 10 17/F 13 17/F 14 17/F 15 17/F 17 17/F 18 17/F 19 17/F 20 17/F 21 18/F 1 455 ft² 18/F 2 455 ft² 18/F 3 280 ft² 18/F 4 276 ft² 18/F 5 382 ft² 18/F 6 426 ft² 18/F 8 283 ft² 18/F 9 283 ft² 18/F 10 294 ft² 18/F 11 426 ft² 18/F 12 415 ft² 18/F 13 415 ft² 18/F 14 424 ft² 18/F 15 381 ft² 18/F 16 371 ft² 18/F 17 371 ft² 18/F 18 381 ft² 18/F 19 392 ft² 18/F 20 381 ft² 18/F 21 381 ft² 19/F 10 294 ft² 19/F 1 19/F 2 19/F 3 19/F 4 19/F 5 19/F 6 19/F 7 19/F 8 19/F 12 19/F 13 19/F 14 424 ft² 19/F 15 19/F 17 19/F 18 19/F 19 19/F 20 19/F 21 20/F 1 20/F 2 455 ft² 20/F 3 20/F 4 276 ft² 20/F 5 20/F 6 20/F 7 20/F 8 20/F 9 20/F 10 20/F 13 20/F 14 20/F 15 20/F 17 20/F 18 20/F 19 20/F 20 20/F 21 21/F 1 21/F 2 21/F 3 21/F 4 276 ft² 21/F 5 21/F 6 21/F 7 21/F 9 21/F 10 21/F 11 426 ft² 21/F 13 21/F 14 424 ft² 21/F 15 21/F 16 21/F 18 21/F 19 21/F 20 21/F 21 22/F 8 283 ft² 22/F 1 22/F 2 22/F 3 22/F 4 22/F 5 22/F 6 22/F 9 22/F 10 22/F 12 22/F 14 22/F 15 22/F 16 22/F 17 371 ft² 22/F 18 22/F 19 22/F 20 22/F 21 23/F 1 23/F 2 23/F 3 23/F 4 23/F 5 23/F 7 23/F 9 23/F 10 23/F 11 23/F 12 23/F 14 23/F 15 23/F 18 23/F 19 23/F 20 23/F 21 24/F 1 24/F 2 24/F 3 24/F 4 24/F 5 24/F 6 24/F 7 24/F 8 283 ft² 24/F 9 283 ft² 24/F 10 24/F 11 24/F 13 24/F 14 24/F 15 24/F 16 24/F 18 24/F 19 392 ft² 24/F 20 24/F 21 25/F 1 25/F 2 25/F 3 25/F 4 25/F 5 25/F 7 25/F 9 25/F 10 25/F 11 25/F 13 25/F 14 25/F 15 25/F 16 25/F 18 25/F 19 25/F 20 25/F 21 26/F 14 424 ft² 26/F 1 26/F 2 26/F 3 26/F 4 276 ft² 26/F 6 26/F 7 26/F 9 283 ft² 26/F 10 294 ft² 26/F 11 26/F 12 26/F 15 26/F 17 371 ft² 26/F 18 26/F 19 392 ft² 26/F 20 26/F 21 27/F 1 27/F 2 27/F 3 280 ft² 27/F 4 27/F 5 27/F 6 426 ft² 27/F 7 27/F 10 27/F 11 27/F 12 27/F 13 27/F 14 27/F 15 27/F 16 27/F 18 27/F 19 27/F 20 27/F 21 28/F 1 455 ft² 28/F 2 28/F 3 28/F 4 28/F 5 28/F 7 28/F 10 28/F 11 28/F 12 415 ft² 28/F 13 415 ft² 28/F 14 28/F 15 381 ft² 28/F 16 28/F 18 28/F 19 28/F 20 28/F 21 29/F 1 29/F 2 29/F 4

Crescira AVM · estimated value ● Medium confidence

HK$2.81M

≈ HK$10,184 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$281K, with repayments around HK$12,261/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$11,537

−HK$724/mo

▼ 0.25% · 3.875%

HK$11,896

−HK$365/mo

Today · 4.125%

HK$12,261

baseline

▲ 0.50% · 4.625%

HK$13,007

+HK$746/mo

Deposit HK$281K · loan HK$2.53M · min. income ≈ HK$24,522/mo (50% DSR)

Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 276 ft²
District: Sha Tin District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-12-24	HK$2.49M	+26.4%	HK$9,014	—
2020-10-14	HK$1.97M	—	HK$7,132	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Heng On

≈ 3 min walk · 195 m

Education

schools within 1 km (10 within 500 m)

Daily convenience

within 1 km (8 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Heng On Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com