▼ 0.50% · 3.625%
HK$17,288
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,825
−HK$547/mo
Today · 4.125%
HK$18,372
baseline
▲ 0.50% · 4.625%
HK$19,490
+HK$1,118/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,744/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,232
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,748
−HK$523/mo
Today · 4.125%
HK$20,271
baseline
▲ 0.50% · 4.625%
HK$21,340
+HK$1,069/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,542/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,608
−HK$601/mo
Today · 4.125%
HK$20,209
baseline
▲ 0.50% · 4.625%
HK$21,439
+HK$1,230/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,418/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,156
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,723
−HK$576/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,474
+HK$1,175/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,745
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,391
−HK$655/mo
Today · 4.125%
HK$22,046
baseline
▲ 0.50% · 4.625%
HK$23,388
+HK$1,342/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,092/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,079
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$628/mo
Today · 4.125%
HK$24,326
baseline
▲ 0.50% · 4.625%
HK$25,608
+HK$1,282/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,652/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,474
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,173
−HK$710/mo
Today · 4.125%
HK$23,883
baseline
▲ 0.50% · 4.625%
HK$25,337
+HK$1,454/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$47,766/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$680/mo
Today · 4.125%
HK$26,353
baseline
▲ 0.50% · 4.625%
HK$27,742
+HK$1,389/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$52,706/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,203
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,956
−HK$765/mo
Today · 4.125%
HK$25,721
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,565/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$51,442/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,925
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,648
−HK$732/mo
Today · 4.125%
HK$28,380
baseline
▲ 0.50% · 4.625%
HK$29,876
+HK$1,496/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$56,760/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,932
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,738
−HK$820/mo
Today · 4.125%
HK$27,558
baseline
▲ 0.50% · 4.625%
HK$29,235
+HK$1,677/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,116/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,849
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,622
−HK$785/mo
Today · 4.125%
HK$30,407
baseline
▲ 0.50% · 4.625%
HK$32,010
+HK$1,603/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,814/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,660
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,521
−HK$874/mo
Today · 4.125%
HK$29,395
baseline
▲ 0.50% · 4.625%
HK$31,184
+HK$1,789/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,790/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,772
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,597
−HK$837/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,710/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,389
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,303
−HK$929/mo
Today · 4.125%
HK$31,232
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,900/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,464/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,695
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,572
−HK$890/mo
Today · 4.125%
HK$34,462
baseline
▲ 0.50% · 4.625%
HK$36,278
+HK$1,816/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,924/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,086
−HK$983/mo
Today · 4.125%
HK$33,069
baseline
▲ 0.50% · 4.625%
HK$35,081
+HK$2,012/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,138/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,618
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,547
−HK$942/mo
Today · 4.125%
HK$36,489
baseline
▲ 0.50% · 4.625%
HK$38,412
+HK$1,923/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,978/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,445 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).