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At today's rate and a 90% mortgage, the deposit on this unit is about HK$888K, with repayments around HK$38,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$888K · loan HK$8.00M · min. income ≈ HK$77,508/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,544 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Heng On Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 688 Saleable ft²
- Gross Area
- 925 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-14 | HK$8.00M | +5.4% 1.3y · 4.0%/yr |
| 2024-12-13 | HK$7.59M | +2.6% 8.9y · 0.0%/yr |
| 2016-01-14 | HK$7.40M | +173.1% 12.0y · 14.0%/yr |
| 2004-01-10 | HK$2.71M | +7.1% |
| 2002-04-27 | HK$2.53M | — |