▼ 0.50% · 3.625%
HK$21,136
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,794
−HK$668/mo
Today · 4.125%
HK$22,462
baseline
▲ 0.50% · 4.625%
HK$23,829
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,924/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,514
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,145
−HK$639/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,307/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,250
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,973
−HK$735/mo
Today · 4.125%
HK$24,708
baseline
▲ 0.50% · 4.625%
HK$26,211
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,416/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,865
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,559
−HK$704/mo
Today · 4.125%
HK$27,263
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,526/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,364
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,153
−HK$801/mo
Today · 4.125%
HK$26,954
baseline
▲ 0.50% · 4.625%
HK$28,594
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,908/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,217
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,974
−HK$767/mo
Today · 4.125%
HK$29,741
baseline
▲ 0.50% · 4.625%
HK$31,309
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,482/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,477
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$868/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,777/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,388
−HK$832/mo
Today · 4.125%
HK$32,220
baseline
▲ 0.50% · 4.625%
HK$33,918
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$64,440/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$936/mo
Today · 4.125%
HK$31,447
baseline
▲ 0.50% · 4.625%
HK$33,360
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,894/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,920
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,803
−HK$895/mo
Today · 4.125%
HK$34,698
baseline
▲ 0.50% · 4.625%
HK$36,527
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,396/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,705
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$1,002/mo
Today · 4.125%
HK$33,693
baseline
▲ 0.50% · 4.625%
HK$35,743
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,386/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,271
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$960/mo
Today · 4.125%
HK$37,177
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,354/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,818
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$1,069/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,631
−HK$1,024/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,932
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,050
−HK$1,135/mo
Today · 4.125%
HK$38,185
baseline
▲ 0.50% · 4.625%
HK$40,509
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,370/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,974
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,046
−HK$1,088/mo
Today · 4.125%
HK$42,134
baseline
▲ 0.50% · 4.625%
HK$44,354
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,268/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,046
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,229
−HK$1,202/mo
Today · 4.125%
HK$40,431
baseline
▲ 0.50% · 4.625%
HK$42,891
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,862/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,325
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,460
−HK$1,152/mo
Today · 4.125%
HK$44,612
baseline
▲ 0.50% · 4.625%
HK$46,964
+HK$2,352/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,224/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,931 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).