▼ 0.50% · 3.625%
HK$19,845
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,462
−HK$628/mo
Today · 4.125%
HK$21,090
baseline
▲ 0.50% · 4.625%
HK$22,373
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,180/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,077
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,670
−HK$600/mo
Today · 4.125%
HK$23,270
baseline
▲ 0.50% · 4.625%
HK$24,497
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,540/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,830
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,509
−HK$689/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,610
+HK$1,412/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,285
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,936
−HK$661/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$26,947
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,814
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,555
−HK$752/mo
Today · 4.125%
HK$25,307
baseline
▲ 0.50% · 4.625%
HK$26,847
+HK$1,540/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,614/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,493
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$721/mo
Today · 4.125%
HK$27,924
baseline
▲ 0.50% · 4.625%
HK$29,396
+HK$1,472/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,848/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,799
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,601
−HK$815/mo
Today · 4.125%
HK$27,416
baseline
▲ 0.50% · 4.625%
HK$29,085
+HK$1,669/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,832/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,701
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,470
−HK$781/mo
Today · 4.125%
HK$30,251
baseline
▲ 0.50% · 4.625%
HK$31,846
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,502/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,783
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,647
−HK$878/mo
Today · 4.125%
HK$29,525
baseline
▲ 0.50% · 4.625%
HK$31,322
+HK$1,797/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,050/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,908
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,737
−HK$841/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,296
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,768
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,694
−HK$940/mo
Today · 4.125%
HK$31,634
baseline
▲ 0.50% · 4.625%
HK$33,559
+HK$1,925/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,268/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,116
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,004
−HK$901/mo
Today · 4.125%
HK$34,905
baseline
▲ 0.50% · 4.625%
HK$36,745
+HK$1,840/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,810/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$1,003/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$2,053/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$961/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,737
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$1,066/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$38,034
+HK$2,182/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,532
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,538
−HK$1,021/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,645
+HK$2,086/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,721
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,832
−HK$1,129/mo
Today · 4.125%
HK$37,961
baseline
▲ 0.50% · 4.625%
HK$40,271
+HK$2,310/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,922/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,739
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,805
−HK$1,081/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,094
+HK$2,208/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).