▼ 0.50% · 3.625%
HK$18,671
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,252
−HK$590/mo
Today · 4.125%
HK$19,842
baseline
▲ 0.50% · 4.625%
HK$21,049
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,684/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,329
−HK$565/mo
Today · 4.125%
HK$21,894
baseline
▲ 0.50% · 4.625%
HK$23,048
+HK$1,154/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,788/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,538
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,177
−HK$649/mo
Today · 4.125%
HK$21,826
baseline
▲ 0.50% · 4.625%
HK$23,154
+HK$1,328/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,652/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,849
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,462
−HK$621/mo
Today · 4.125%
HK$24,083
baseline
▲ 0.50% · 4.625%
HK$25,353
+HK$1,270/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,166/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,406
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,102
−HK$709/mo
Today · 4.125%
HK$23,811
baseline
▲ 0.50% · 4.625%
HK$25,259
+HK$1,448/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$47,622/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,926
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,594
−HK$679/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,657
+HK$1,384/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,273
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,028
−HK$767/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,364
+HK$1,569/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,003
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,727
−HK$735/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$29,962
+HK$1,500/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,140
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$826/mo
Today · 4.125%
HK$27,779
baseline
▲ 0.50% · 4.625%
HK$29,469
+HK$1,690/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,558/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,080
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,860
−HK$791/mo
Today · 4.125%
HK$30,651
baseline
▲ 0.50% · 4.625%
HK$32,267
+HK$1,616/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,302/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,007
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,878
−HK$885/mo
Today · 4.125%
HK$29,763
baseline
▲ 0.50% · 4.625%
HK$31,574
+HK$1,811/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,526/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,157
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$848/mo
Today · 4.125%
HK$32,841
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,731/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,682/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,874
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$944/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,932/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,235
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$904/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$36,877
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,741
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$1,004/mo
Today · 4.125%
HK$33,732
baseline
▲ 0.50% · 4.625%
HK$35,784
+HK$2,052/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,464/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,312
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$960/mo
Today · 4.125%
HK$37,219
baseline
▲ 0.50% · 4.625%
HK$39,181
+HK$1,962/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,438/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$1,062/mo
Today · 4.125%
HK$35,716
baseline
▲ 0.50% · 4.625%
HK$37,889
+HK$2,173/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,432/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,389
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,392
−HK$1,017/mo
Today · 4.125%
HK$39,409
baseline
▲ 0.50% · 4.625%
HK$41,486
+HK$2,077/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,818/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,647 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).