▼ 0.50% · 3.625%
HK$14,742
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,200
−HK$466/mo
Today · 4.125%
HK$15,666
baseline
▲ 0.50% · 4.625%
HK$16,619
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,332/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,400
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,840
−HK$446/mo
Today · 4.125%
HK$17,286
baseline
▲ 0.50% · 4.625%
HK$18,197
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,572/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,216
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,720
−HK$513/mo
Today · 4.125%
HK$17,233
baseline
▲ 0.50% · 4.625%
HK$18,281
+HK$1,048/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,466/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,040
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,524
−HK$490/mo
Today · 4.125%
HK$19,014
baseline
▲ 0.50% · 4.625%
HK$20,017
+HK$1,003/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,028/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,690
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,240
−HK$559/mo
Today · 4.125%
HK$18,799
baseline
▲ 0.50% · 4.625%
HK$19,943
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,598/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,680
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,208
−HK$535/mo
Today · 4.125%
HK$20,743
baseline
▲ 0.50% · 4.625%
HK$21,836
+HK$1,093/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,486/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,164
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,760
−HK$606/mo
Today · 4.125%
HK$20,366
baseline
▲ 0.50% · 4.625%
HK$21,605
+HK$1,239/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,732/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,320
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,892
−HK$580/mo
Today · 4.125%
HK$22,472
baseline
▲ 0.50% · 4.625%
HK$23,656
+HK$1,184/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,944/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,638
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,280
−HK$652/mo
Today · 4.125%
HK$21,932
baseline
▲ 0.50% · 4.625%
HK$23,267
+HK$1,335/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,864/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,576
−HK$624/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,112
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,800
−HK$699/mo
Today · 4.125%
HK$23,499
baseline
▲ 0.50% · 4.625%
HK$24,929
+HK$1,430/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$46,998/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,600
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$669/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,296
+HK$1,367/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,320
−HK$746/mo
Today · 4.125%
HK$25,066
baseline
▲ 0.50% · 4.625%
HK$26,591
+HK$1,525/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,132/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,240
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,944
−HK$713/mo
Today · 4.125%
HK$27,657
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,458/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,314/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,840
−HK$792/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,621/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,880
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,627
−HK$759/mo
Today · 4.125%
HK$29,386
baseline
▲ 0.50% · 4.625%
HK$30,935
+HK$1,549/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$58,772/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,535
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,360
−HK$839/mo
Today · 4.125%
HK$28,199
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,716/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,398/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,520
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$804/mo
Today · 4.125%
HK$31,115
baseline
▲ 0.50% · 4.625%
HK$32,755
+HK$1,640/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,230/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,488 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).