▼ 0.50% · 3.625%
HK$19,048
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,641
−HK$602/mo
Today · 4.125%
HK$20,243
baseline
▲ 0.50% · 4.625%
HK$21,474
+HK$1,231/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,486/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,191
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,759
−HK$577/mo
Today · 4.125%
HK$22,336
baseline
▲ 0.50% · 4.625%
HK$23,513
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,672/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,953
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,605
−HK$662/mo
Today · 4.125%
HK$22,267
baseline
▲ 0.50% · 4.625%
HK$23,622
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,534/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,310
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$634/mo
Today · 4.125%
HK$24,569
baseline
▲ 0.50% · 4.625%
HK$25,865
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,138/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,858
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,569
−HK$722/mo
Today · 4.125%
HK$24,291
baseline
▲ 0.50% · 4.625%
HK$25,769
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,582/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,429
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,111
−HK$692/mo
Today · 4.125%
HK$26,803
baseline
▲ 0.50% · 4.625%
HK$28,216
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,606/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,763
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,533
−HK$783/mo
Today · 4.125%
HK$26,316
baseline
▲ 0.50% · 4.625%
HK$27,917
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,632/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,548
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,287
−HK$750/mo
Today · 4.125%
HK$29,037
baseline
▲ 0.50% · 4.625%
HK$30,567
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,074/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,497
−HK$843/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,724/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,667
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,463
−HK$807/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$32,919
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,572
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,461
−HK$903/mo
Today · 4.125%
HK$30,364
baseline
▲ 0.50% · 4.625%
HK$32,212
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,728/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,787
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,639
−HK$865/mo
Today · 4.125%
HK$33,504
baseline
▲ 0.50% · 4.625%
HK$35,270
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,008/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,477
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,425
−HK$963/mo
Today · 4.125%
HK$32,388
baseline
▲ 0.50% · 4.625%
HK$34,359
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,776/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,906
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,815
−HK$922/mo
Today · 4.125%
HK$35,737
baseline
▲ 0.50% · 4.625%
HK$37,621
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,474/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,382
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$1,024/mo
Today · 4.125%
HK$34,413
baseline
▲ 0.50% · 4.625%
HK$36,507
+HK$2,094/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,826/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,025
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,991
−HK$980/mo
Today · 4.125%
HK$37,971
baseline
▲ 0.50% · 4.625%
HK$39,973
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,942/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,287
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,353
−HK$1,084/mo
Today · 4.125%
HK$36,437
baseline
▲ 0.50% · 4.625%
HK$38,654
+HK$2,217/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,874/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,144
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,167
−HK$1,038/mo
Today · 4.125%
HK$40,205
baseline
▲ 0.50% · 4.625%
HK$42,324
+HK$2,119/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$80,410/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,607 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).