▼ 0.50% · 3.625%
HK$21,013
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,666
−HK$665/mo
Today · 4.125%
HK$22,331
baseline
▲ 0.50% · 4.625%
HK$23,689
+HK$1,358/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,662/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,377
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$636/mo
Today · 4.125%
HK$24,640
baseline
▲ 0.50% · 4.625%
HK$25,938
+HK$1,298/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,280/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$731/mo
Today · 4.125%
HK$24,564
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,494/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,128/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,404
−HK$699/mo
Today · 4.125%
HK$27,103
baseline
▲ 0.50% · 4.625%
HK$28,532
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,206/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,215
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$797/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,427
+HK$1,630/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,052
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,804
−HK$763/mo
Today · 4.125%
HK$29,567
baseline
▲ 0.50% · 4.625%
HK$31,126
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,134/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,317
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,166
−HK$864/mo
Today · 4.125%
HK$29,030
baseline
▲ 0.50% · 4.625%
HK$30,796
+HK$1,766/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,060/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,390
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,205
−HK$826/mo
Today · 4.125%
HK$32,031
baseline
▲ 0.50% · 4.625%
HK$33,720
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,062/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,418
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,333
−HK$930/mo
Today · 4.125%
HK$31,263
baseline
▲ 0.50% · 4.625%
HK$33,165
+HK$1,902/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,526/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,727
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,605
−HK$890/mo
Today · 4.125%
HK$34,495
baseline
▲ 0.50% · 4.625%
HK$36,314
+HK$1,819/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,990/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,519
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,500
−HK$996/mo
Today · 4.125%
HK$33,496
baseline
▲ 0.50% · 4.625%
HK$35,534
+HK$2,038/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,992/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,065
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$954/mo
Today · 4.125%
HK$36,959
baseline
▲ 0.50% · 4.625%
HK$38,907
+HK$1,948/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,918/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,621
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,666
−HK$1,063/mo
Today · 4.125%
HK$35,729
baseline
▲ 0.50% · 4.625%
HK$37,903
+HK$2,174/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,458/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,403
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,406
−HK$1,017/mo
Today · 4.125%
HK$39,423
baseline
▲ 0.50% · 4.625%
HK$41,501
+HK$2,078/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,846/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,722
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,833
−HK$1,129/mo
Today · 4.125%
HK$37,962
baseline
▲ 0.50% · 4.625%
HK$40,272
+HK$2,310/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,924/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,740
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,806
−HK$1,081/mo
Today · 4.125%
HK$41,887
baseline
▲ 0.50% · 4.625%
HK$44,095
+HK$2,208/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,774/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,823
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,000
−HK$1,195/mo
Today · 4.125%
HK$40,195
baseline
▲ 0.50% · 4.625%
HK$42,641
+HK$2,446/mo
Deposit HK$922K · loan HK$8.29M · min. income ≈ HK$80,390/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,078
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,206
−HK$1,145/mo
Today · 4.125%
HK$44,351
baseline
▲ 0.50% · 4.625%
HK$46,689
+HK$2,338/mo
Deposit HK$922K · loan HK$8.29M · min. income ≈ HK$88,702/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,513 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).