▼ 0.50% · 3.625%
HK$18,651
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,231
−HK$589/mo
Today · 4.125%
HK$19,820
baseline
▲ 0.50% · 4.625%
HK$21,026
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,640/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,749
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$565/mo
Today · 4.125%
HK$21,870
baseline
▲ 0.50% · 4.625%
HK$23,023
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,740/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,516
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,154
−HK$648/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$23,129
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,824
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$621/mo
Today · 4.125%
HK$24,057
baseline
▲ 0.50% · 4.625%
HK$25,325
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,114/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,381
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,077
−HK$707/mo
Today · 4.125%
HK$23,784
baseline
▲ 0.50% · 4.625%
HK$25,232
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,568/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,898
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,566
−HK$678/mo
Today · 4.125%
HK$26,244
baseline
▲ 0.50% · 4.625%
HK$27,627
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,488/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,246
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,000
−HK$766/mo
Today · 4.125%
HK$25,766
baseline
▲ 0.50% · 4.625%
HK$27,334
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,532/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,973
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,697
−HK$734/mo
Today · 4.125%
HK$28,431
baseline
▲ 0.50% · 4.625%
HK$29,929
+HK$1,498/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,862/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,111
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,923
−HK$825/mo
Today · 4.125%
HK$27,748
baseline
▲ 0.50% · 4.625%
HK$29,437
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,496/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,048
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,827
−HK$791/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,232
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,976
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,846
−HK$884/mo
Today · 4.125%
HK$29,730
baseline
▲ 0.50% · 4.625%
HK$31,539
+HK$1,809/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,460/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,958
−HK$847/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,729/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,841
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,769
−HK$943/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,642
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,198
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$904/mo
Today · 4.125%
HK$34,992
baseline
▲ 0.50% · 4.625%
HK$36,836
+HK$1,844/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$69,984/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,706
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,692
−HK$1,002/mo
Today · 4.125%
HK$33,694
baseline
▲ 0.50% · 4.625%
HK$35,745
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,388/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$960/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,138
+HK$1,959/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,571
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,616
−HK$1,060/mo
Today · 4.125%
HK$35,676
baseline
▲ 0.50% · 4.625%
HK$37,847
+HK$2,171/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,352/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,348
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,349
−HK$1,016/mo
Today · 4.125%
HK$39,365
baseline
▲ 0.50% · 4.625%
HK$41,441
+HK$2,076/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,730/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,377 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).