▼ 0.50% · 3.625%
HK$19,315
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,916
−HK$611/mo
Today · 4.125%
HK$20,527
baseline
▲ 0.50% · 4.625%
HK$21,776
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,054/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,488
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,065
−HK$584/mo
Today · 4.125%
HK$22,649
baseline
▲ 0.50% · 4.625%
HK$23,843
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,298/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,247
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,908
−HK$671/mo
Today · 4.125%
HK$22,579
baseline
▲ 0.50% · 4.625%
HK$23,953
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,158/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,637
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,271
−HK$643/mo
Today · 4.125%
HK$24,914
baseline
▲ 0.50% · 4.625%
HK$26,227
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,828/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,179
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,900
−HK$732/mo
Today · 4.125%
HK$24,632
baseline
▲ 0.50% · 4.625%
HK$26,131
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,264/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,786
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,477
−HK$702/mo
Today · 4.125%
HK$27,179
baseline
▲ 0.50% · 4.625%
HK$28,612
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,358/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,891
−HK$794/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,623/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,935
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,684
−HK$760/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$30,996
+HK$1,552/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,042
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,883
−HK$854/mo
Today · 4.125%
HK$28,737
baseline
▲ 0.50% · 4.625%
HK$30,486
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,474/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,084
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,890
−HK$819/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,973
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,874
−HK$916/mo
Today · 4.125%
HK$30,790
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,580/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,232
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,097
−HK$877/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$35,765
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,905
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,866
−HK$977/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,841
+HK$1,998/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,381
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,303
−HK$936/mo
Today · 4.125%
HK$36,239
baseline
▲ 0.50% · 4.625%
HK$38,149
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,478/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,836
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$1,037/mo
Today · 4.125%
HK$34,895
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$2,124/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,790/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$994/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,533
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,849
−HK$1,099/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$39,196
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,679
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,716
−HK$1,053/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$42,918
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).