▼ 0.50% · 3.625%
HK$18,307
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,877
−HK$578/mo
Today · 4.125%
HK$19,455
baseline
▲ 0.50% · 4.625%
HK$20,639
+HK$1,184/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,910/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,367
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$554/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,598
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,138
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,764
−HK$637/mo
Today · 4.125%
HK$21,401
baseline
▲ 0.50% · 4.625%
HK$22,703
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,802/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,403
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,004
−HK$610/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$24,858
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,969
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,652
−HK$694/mo
Today · 4.125%
HK$23,346
baseline
▲ 0.50% · 4.625%
HK$24,767
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,692/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$665/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,118
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,540
−HK$752/mo
Today · 4.125%
HK$25,292
baseline
▲ 0.50% · 4.625%
HK$26,831
+HK$1,539/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,584/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,477
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,187
−HK$720/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,378
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,630
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,427
−HK$810/mo
Today · 4.125%
HK$27,237
baseline
▲ 0.50% · 4.625%
HK$28,895
+HK$1,658/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,474/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,513
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,278
−HK$776/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,638
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,461
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,315
−HK$868/mo
Today · 4.125%
HK$29,183
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,776/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,366/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,550
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,369
−HK$831/mo
Today · 4.125%
HK$32,200
baseline
▲ 0.50% · 4.625%
HK$33,898
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,400/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,291
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,203
−HK$925/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$33,022
+HK$1,894/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,586
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,460
−HK$887/mo
Today · 4.125%
HK$34,347
baseline
▲ 0.50% · 4.625%
HK$36,158
+HK$1,811/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,694/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,122
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,090
−HK$984/mo
Today · 4.125%
HK$33,074
baseline
▲ 0.50% · 4.625%
HK$35,086
+HK$2,012/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,148/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,623
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,552
−HK$942/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,417
+HK$1,923/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,978
−HK$1,041/mo
Today · 4.125%
HK$35,019
baseline
▲ 0.50% · 4.625%
HK$37,150
+HK$2,131/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,038/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,660
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,643
−HK$997/mo
Today · 4.125%
HK$38,640
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,037/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,280/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).