▼ 0.50% · 3.625%
HK$21,712
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$687/mo
Today · 4.125%
HK$23,074
baseline
▲ 0.50% · 4.625%
HK$24,478
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,148/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,155
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,802
−HK$657/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$26,802
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,883
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,626
−HK$755/mo
Today · 4.125%
HK$25,381
baseline
▲ 0.50% · 4.625%
HK$26,925
+HK$1,544/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$50,762/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,570
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$722/mo
Today · 4.125%
HK$28,005
baseline
▲ 0.50% · 4.625%
HK$29,482
+HK$1,477/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$56,010/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,055
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,865
−HK$823/mo
Today · 4.125%
HK$27,688
baseline
▲ 0.50% · 4.625%
HK$29,373
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,376/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,985
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,763
−HK$788/mo
Today · 4.125%
HK$30,551
baseline
▲ 0.50% · 4.625%
HK$32,162
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,102/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,226
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,104
−HK$892/mo
Today · 4.125%
HK$29,996
baseline
▲ 0.50% · 4.625%
HK$31,821
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,992/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,401
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$854/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$34,842
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,397
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$961/mo
Today · 4.125%
HK$32,303
baseline
▲ 0.50% · 4.625%
HK$34,269
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,606/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$920/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,522
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,568
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,581
−HK$1,029/mo
Today · 4.125%
HK$34,610
baseline
▲ 0.50% · 4.625%
HK$36,716
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,220/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,232
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,203
−HK$986/mo
Today · 4.125%
HK$38,189
baseline
▲ 0.50% · 4.625%
HK$40,202
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,378/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,739
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,820
−HK$1,098/mo
Today · 4.125%
HK$36,918
baseline
▲ 0.50% · 4.625%
HK$39,164
+HK$2,246/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,836/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,647
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,051/mo
Today · 4.125%
HK$40,735
baseline
▲ 0.50% · 4.625%
HK$42,882
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,470/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,911
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,059
−HK$1,166/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,612
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,063
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,164
−HK$1,117/mo
Today · 4.125%
HK$43,281
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,562/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,297
−HK$1,236/mo
Today · 4.125%
HK$41,533
baseline
▲ 0.50% · 4.625%
HK$44,060
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,066/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,478
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,644
−HK$1,183/mo
Today · 4.125%
HK$45,827
baseline
▲ 0.50% · 4.625%
HK$48,243
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,654/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,179 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).