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Crescira AVM · estimated value Medium confidence
HK$34.95M
≈ HK$19,848 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.49M, with repayments around HK$118,579/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$111,582
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,053
−HK$3,526/mo
Today · 4.125%
HK$118,579
baseline
▲ 0.50% · 4.625%
HK$125,795
+HK$7,216/mo

Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,158/mo (50% DSR)

Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,497 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
1,761 ft²
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2018-05-29 HK$49.31M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 11 min walk · 805 m
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com