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Crescira AVM · estimated value Medium confidence
HK$16.31M
≈ HK$16,852 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.89M, with repayments around HK$55,340/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$52,075
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,695
−HK$1,645/mo
Today · 4.125%
HK$55,340
baseline
▲ 0.50% · 4.625%
HK$58,708
+HK$3,368/mo

Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,680/mo (50% DSR)

Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,714 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
D
Saleable Area
968 ft²
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2021-03-15 HK$17.52M −0.0%
2018-02-23 HK$17.53M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wu Kai Sha
≈ 8 min walk · 595 m
Education
6
schools within 1 km (1 within 500 m)
Daily convenience
8
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Wu Kai Sha Station (a rail station within an 8-min walk earns this label).

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com