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At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,944/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,888/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- H
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-08 | HK$3.48M | −37.3% 3.2y · −12.0%/yr |
| 2022-03-14 | HK$5.55M | +22.5% 3.9y · 6.0%/yr |
| 2018-03-29 | HK$4.53M | +117.8% 20.8y · 6.0%/yr |
| 1997-07-12 | HK$2.08M | +50.7% |
| 1996-07-29 | HK$1.38M | — |