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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,350/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,700/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- F
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-04 | HK$4.82M | +12.1% 5.1y · 2.0%/yr |
| 2017-06-12 | HK$4.30M | +46.3% 3.1y · 15.0%/yr |
| 2014-05-05 | HK$2.94M | +35.5% |
| 2012-03-30 | HK$2.17M | +41.8% |
| 2010-03-01 | HK$1.53M | +17.7% |
| 2009-06-23 | HK$1.30M | +73.3% |
| 2003-10-08 | HK$750K | −35.9% |
| 1995-12-15 | HK$1.17M | — |