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At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,567/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$403K · loan HK$3.62M · min. income ≈ HK$35,134/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$5,577 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- E
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 454 ft²
- Efficiency
- 72%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-22 | HK$5.20M | +6.3% 1.4y · 4.0%/yr |
| 2020-09-04 | HK$4.89M | +328.9% 15.3y · 22.0%/yr |
| 2005-06-18 | HK$1.14M | −39.4% |
| 1998-03-21 | HK$1.88M | +22.1% |
| 1996-11-27 | HK$1.54M | — |