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At today's rate and a 90% mortgage, the deposit on this unit is about HK$402K, with repayments around HK$17,548/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,096/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 454 ft²
- Efficiency
- 72%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-08 | HK$3.99M | −13.3% 7.0y · −2.0%/yr |
| 2019-01-10 | HK$4.60M | +85.5% 6.4y · 13.0%/yr |
| 2012-07-18 | HK$2.48M | +47.6% |
| 2010-06-29 | HK$1.68M | +52.7% |
| 2005-08-10 | HK$1.10M | — |