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At today's rate and a 90% mortgage, the deposit on this unit is about HK$238K, with repayments around HK$10,396/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$238K · loan HK$2.15M · min. income ≈ HK$20,792/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 255 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 66%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-25 | HK$3.42M | +31.5% 3.1y · 10.0%/yr |
| 2017-05-08 | HK$2.60M | +39.0% 3.9y · 10.0%/yr |
| 2013-06-07 | HK$1.87M | +216.9% |
| 2007-02-02 | HK$590K | +1.7% |
| 2006-12-15 | HK$580K | +5.5% |
| 2005-05-12 | HK$550K | −57.0% |
| 1997-08-12 | HK$1.28M | — |