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At today's rate and a 90% mortgage, the deposit on this unit is about HK$231K, with repayments around HK$10,073/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$231K · loan HK$2.08M · min. income ≈ HK$20,146/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 255 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 66%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-10 | HK$3.52M | +93.4% 6.2y · 15.0%/yr |
| 2013-03-05 | HK$1.82M | +65.5% |
| 2010-08-05 | HK$1.10M | +10.0% |
| 2010-06-01 | HK$1.00M | +11.1% |
| 2009-10-28 | HK$900K | +4.7% |
| 2008-06-20 | HK$860K | +34.4% |
| 2008-01-09 | HK$640K | −22.9% |
| 1996-04-20 | HK$830K | — |