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5/F G

in Eightland Gardens Block 4

Tai Po District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$3.42M
≈ HK$10,283 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,936/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,054
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,492
−HK$444/mo
Today · 4.125%
HK$14,936
baseline
▲ 0.50% · 4.625%
HK$15,844
+HK$908/mo

Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,872/mo (50% DSR)

Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
G
Saleable Area
333 ft²
Gross Area
403 ft²
Efficiency
83%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2025-07-31 HK$3.30M −25.8%
3.7y
2021-11-08 HK$4.45M +113.9%
9.5y
2012-06-01 HK$2.08M +35.9%
1.7y
2010-09-10 HK$1.53M +14.6%
2.9y
2010-05-17 HK$1.33M +45.1%
2.6y
2007-10-10 HK$920K +3.4%
7.4y
2000-05-25 HK$890K −47.2%
2.9y
1997-08-08 HK$1.69M +6.6%
0.2y
1997-05-05 HK$1.58M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wo
≈ 8 min walk · 587 m
Education
54
schools within 1 km (16 within 500 m)
Daily convenience
50
within 1 km (23 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Tai Wo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com