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5/F B

in Eightland Gardens Block 4

Tai Po District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$3.95M
≈ HK$9,170 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,238/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,221
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,726
−HK$512/mo
Today · 4.125%
HK$17,238
baseline
▲ 0.50% · 4.625%
HK$18,287
+HK$1,049/mo

Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,476/mo (50% DSR)

Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
B
Saleable Area
431 ft²
Gross Area
522 ft²
Efficiency
83%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2024-08-27 HK$3.05M −35.0%
6.9y · −5.0%/yr
2017-09-28 HK$4.69M +290.8%
12.3y
2005-07-11 HK$1.20M +14.3%
0.4y
2005-02-22 HK$1.05M −6.9%
4.6y
2000-08-08 HK$1.13M −17.1%
1.5y
1999-03-01 HK$1.36M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wo
≈ 8 min walk · 587 m
Education
54
schools within 1 km (16 within 500 m)
Daily convenience
50
within 1 km (23 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Tai Wo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com