▼ 0.50% · 3.625%
HK$6,858
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$217/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$443/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,630
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,835
−HK$207/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,466
+HK$424/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$238/mo
Today · 4.125%
HK$8,017
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$488/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,034/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,393
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,618
−HK$228/mo
Today · 4.125%
HK$8,846
baseline
▲ 0.50% · 4.625%
HK$9,313
+HK$467/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,692/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,230
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,486
−HK$260/mo
Today · 4.125%
HK$8,746
baseline
▲ 0.50% · 4.625%
HK$9,278
+HK$532/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,492/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,156
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,402
−HK$249/mo
Today · 4.125%
HK$9,651
baseline
▲ 0.50% · 4.625%
HK$10,159
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,302/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,916
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,193
−HK$282/mo
Today · 4.125%
HK$9,475
baseline
▲ 0.50% · 4.625%
HK$10,052
+HK$577/mo
Deposit HK$1.05M · loan HK$1.96M · min. income ≈ HK$18,950/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,919
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,185
−HK$270/mo
Today · 4.125%
HK$10,455
baseline
▲ 0.50% · 4.625%
HK$11,006
+HK$551/mo
Deposit HK$1.05M · loan HK$1.96M · min. income ≈ HK$20,910/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,602
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,901
−HK$303/mo
Today · 4.125%
HK$10,204
baseline
▲ 0.50% · 4.625%
HK$10,825
+HK$621/mo
Deposit HK$902K · loan HK$2.11M · min. income ≈ HK$20,408/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,682
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,968
−HK$291/mo
Today · 4.125%
HK$11,259
baseline
▲ 0.50% · 4.625%
HK$11,853
+HK$594/mo
Deposit HK$902K · loan HK$2.11M · min. income ≈ HK$22,518/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,288
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,608
−HK$325/mo
Today · 4.125%
HK$10,933
baseline
▲ 0.50% · 4.625%
HK$11,598
+HK$665/mo
Deposit HK$752K · loan HK$2.26M · min. income ≈ HK$21,866/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,445
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,752
−HK$311/mo
Today · 4.125%
HK$12,063
baseline
▲ 0.50% · 4.625%
HK$12,699
+HK$636/mo
Deposit HK$752K · loan HK$2.26M · min. income ≈ HK$24,126/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,974
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,315
−HK$347/mo
Today · 4.125%
HK$11,662
baseline
▲ 0.50% · 4.625%
HK$12,371
+HK$709/mo
Deposit HK$602K · loan HK$2.41M · min. income ≈ HK$23,324/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,208
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,535
−HK$333/mo
Today · 4.125%
HK$12,868
baseline
▲ 0.50% · 4.625%
HK$13,546
+HK$678/mo
Deposit HK$602K · loan HK$2.41M · min. income ≈ HK$25,736/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,659
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,022
−HK$369/mo
Today · 4.125%
HK$12,391
baseline
▲ 0.50% · 4.625%
HK$13,144
+HK$753/mo
Deposit HK$451K · loan HK$2.56M · min. income ≈ HK$24,782/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,971
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,319
−HK$353/mo
Today · 4.125%
HK$13,672
baseline
▲ 0.50% · 4.625%
HK$14,392
+HK$720/mo
Deposit HK$451K · loan HK$2.56M · min. income ≈ HK$27,344/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,345
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,729
−HK$390/mo
Today · 4.125%
HK$13,119
baseline
▲ 0.50% · 4.625%
HK$13,918
+HK$799/mo
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$26,238/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,734
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,102
−HK$374/mo
Today · 4.125%
HK$14,476
baseline
▲ 0.50% · 4.625%
HK$15,239
+HK$763/mo
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$28,952/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).