▼ 0.50% · 3.625%
HK$7,566
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,802
−HK$239/mo
Today · 4.125%
HK$8,041
baseline
▲ 0.50% · 4.625%
HK$8,530
+HK$489/mo
Deposit HK$1.66M · loan HK$1.66M · min. income ≈ HK$16,082/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,417
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,643
−HK$229/mo
Today · 4.125%
HK$8,872
baseline
▲ 0.50% · 4.625%
HK$9,340
+HK$468/mo
Deposit HK$1.66M · loan HK$1.66M · min. income ≈ HK$17,744/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,323
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,582
−HK$263/mo
Today · 4.125%
HK$8,845
baseline
▲ 0.50% · 4.625%
HK$9,383
+HK$538/mo
Deposit HK$1.49M · loan HK$1.82M · min. income ≈ HK$17,690/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,259
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,507
−HK$252/mo
Today · 4.125%
HK$9,759
baseline
▲ 0.50% · 4.625%
HK$10,274
+HK$515/mo
Deposit HK$1.49M · loan HK$1.82M · min. income ≈ HK$19,518/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,079
−HK$570/mo
▼ 0.25% · 3.875%
HK$9,362
−HK$287/mo
Today · 4.125%
HK$9,649
baseline
▲ 0.50% · 4.625%
HK$10,236
+HK$587/mo
Deposit HK$1.33M · loan HK$1.99M · min. income ≈ HK$19,298/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,101
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,372
−HK$274/mo
Today · 4.125%
HK$10,646
baseline
▲ 0.50% · 4.625%
HK$11,208
+HK$562/mo
Deposit HK$1.33M · loan HK$1.99M · min. income ≈ HK$21,292/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,836
−HK$617/mo
▼ 0.25% · 3.875%
HK$10,142
−HK$311/mo
Today · 4.125%
HK$10,453
baseline
▲ 0.50% · 4.625%
HK$11,089
+HK$636/mo
Deposit HK$1.16M · loan HK$2.16M · min. income ≈ HK$20,906/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,942
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,236
−HK$298/mo
Today · 4.125%
HK$11,534
baseline
▲ 0.50% · 4.625%
HK$12,142
+HK$608/mo
Deposit HK$1.16M · loan HK$2.16M · min. income ≈ HK$23,068/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,593
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,922
−HK$335/mo
Today · 4.125%
HK$11,257
baseline
▲ 0.50% · 4.625%
HK$11,942
+HK$685/mo
Deposit HK$995K · loan HK$2.32M · min. income ≈ HK$22,514/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,784
−HK$637/mo
▼ 0.25% · 3.875%
HK$12,100
−HK$321/mo
Today · 4.125%
HK$12,421
baseline
▲ 0.50% · 4.625%
HK$13,076
+HK$655/mo
Deposit HK$995K · loan HK$2.32M · min. income ≈ HK$24,842/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,349
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,702
−HK$359/mo
Today · 4.125%
HK$12,061
baseline
▲ 0.50% · 4.625%
HK$12,795
+HK$734/mo
Deposit HK$830K · loan HK$2.49M · min. income ≈ HK$24,122/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,626
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,965
−HK$343/mo
Today · 4.125%
HK$13,308
baseline
▲ 0.50% · 4.625%
HK$14,010
+HK$702/mo
Deposit HK$830K · loan HK$2.49M · min. income ≈ HK$26,616/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,106
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,482
−HK$383/mo
Today · 4.125%
HK$12,865
baseline
▲ 0.50% · 4.625%
HK$13,648
+HK$783/mo
Deposit HK$664K · loan HK$2.65M · min. income ≈ HK$25,730/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,468
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,829
−HK$366/mo
Today · 4.125%
HK$14,195
baseline
▲ 0.50% · 4.625%
HK$14,944
+HK$749/mo
Deposit HK$664K · loan HK$2.65M · min. income ≈ HK$28,390/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,862
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,263
−HK$406/mo
Today · 4.125%
HK$13,669
baseline
▲ 0.50% · 4.625%
HK$14,501
+HK$832/mo
Deposit HK$498K · loan HK$2.82M · min. income ≈ HK$27,338/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,309
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,693
−HK$389/mo
Today · 4.125%
HK$15,082
baseline
▲ 0.50% · 4.625%
HK$15,877
+HK$795/mo
Deposit HK$498K · loan HK$2.82M · min. income ≈ HK$30,164/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,619
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,043
−HK$430/mo
Today · 4.125%
HK$14,473
baseline
▲ 0.50% · 4.625%
HK$15,354
+HK$881/mo
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,946/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,151
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,557
−HK$413/mo
Today · 4.125%
HK$15,970
baseline
▲ 0.50% · 4.625%
HK$16,811
+HK$841/mo
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$31,940/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).