▼ 0.50% · 3.625%
HK$7,466
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$235/mo
Today · 4.125%
HK$7,934
baseline
▲ 0.50% · 4.625%
HK$8,417
+HK$483/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$15,868/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,306
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,529
−HK$226/mo
Today · 4.125%
HK$8,755
baseline
▲ 0.50% · 4.625%
HK$9,216
+HK$461/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$17,510/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,213
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,468
−HK$260/mo
Today · 4.125%
HK$8,728
baseline
▲ 0.50% · 4.625%
HK$9,259
+HK$531/mo
Deposit HK$1.47M · loan HK$1.80M · min. income ≈ HK$17,456/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,137
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,382
−HK$248/mo
Today · 4.125%
HK$9,630
baseline
▲ 0.50% · 4.625%
HK$10,138
+HK$508/mo
Deposit HK$1.47M · loan HK$1.80M · min. income ≈ HK$19,260/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,960
−HK$561/mo
▼ 0.25% · 3.875%
HK$9,238
−HK$283/mo
Today · 4.125%
HK$9,521
baseline
▲ 0.50% · 4.625%
HK$10,101
+HK$580/mo
Deposit HK$1.31M · loan HK$1.96M · min. income ≈ HK$19,042/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,967
−HK$539/mo
▼ 0.25% · 3.875%
HK$10,235
−HK$271/mo
Today · 4.125%
HK$10,506
baseline
▲ 0.50% · 4.625%
HK$11,060
+HK$554/mo
Deposit HK$1.31M · loan HK$1.96M · min. income ≈ HK$21,012/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,706
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,008
−HK$307/mo
Today · 4.125%
HK$10,315
baseline
▲ 0.50% · 4.625%
HK$10,942
+HK$627/mo
Deposit HK$1.15M · loan HK$2.13M · min. income ≈ HK$20,630/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,798
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,088
−HK$293/mo
Today · 4.125%
HK$11,381
baseline
▲ 0.50% · 4.625%
HK$11,981
+HK$600/mo
Deposit HK$1.15M · loan HK$2.13M · min. income ≈ HK$22,762/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,453
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,778
−HK$330/mo
Today · 4.125%
HK$11,108
baseline
▲ 0.50% · 4.625%
HK$11,784
+HK$676/mo
Deposit HK$982K · loan HK$2.29M · min. income ≈ HK$22,216/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,629
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,940
−HK$317/mo
Today · 4.125%
HK$12,257
baseline
▲ 0.50% · 4.625%
HK$12,903
+HK$646/mo
Deposit HK$982K · loan HK$2.29M · min. income ≈ HK$24,514/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,199
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,548
−HK$354/mo
Today · 4.125%
HK$11,902
baseline
▲ 0.50% · 4.625%
HK$12,626
+HK$724/mo
Deposit HK$819K · loan HK$2.46M · min. income ≈ HK$23,804/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,459
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,793
−HK$339/mo
Today · 4.125%
HK$13,132
baseline
▲ 0.50% · 4.625%
HK$13,825
+HK$693/mo
Deposit HK$819K · loan HK$2.46M · min. income ≈ HK$26,264/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,946
−HK$749/mo
▼ 0.25% · 3.875%
HK$12,318
−HK$377/mo
Today · 4.125%
HK$12,695
baseline
▲ 0.50% · 4.625%
HK$13,468
+HK$773/mo
Deposit HK$655K · loan HK$2.62M · min. income ≈ HK$25,390/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,290
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,646
−HK$362/mo
Today · 4.125%
HK$14,008
baseline
▲ 0.50% · 4.625%
HK$14,746
+HK$738/mo
Deposit HK$655K · loan HK$2.62M · min. income ≈ HK$28,016/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,693
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,087
−HK$402/mo
Today · 4.125%
HK$13,489
baseline
▲ 0.50% · 4.625%
HK$14,309
+HK$820/mo
Deposit HK$491K · loan HK$2.78M · min. income ≈ HK$26,978/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,120
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,499
−HK$384/mo
Today · 4.125%
HK$14,883
baseline
▲ 0.50% · 4.625%
HK$15,668
+HK$785/mo
Deposit HK$491K · loan HK$2.78M · min. income ≈ HK$29,766/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,439
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,857
−HK$425/mo
Today · 4.125%
HK$14,282
baseline
▲ 0.50% · 4.625%
HK$15,151
+HK$869/mo
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$28,564/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,951
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,352
−HK$407/mo
Today · 4.125%
HK$15,759
baseline
▲ 0.50% · 4.625%
HK$16,590
+HK$831/mo
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$31,518/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).