▼ 0.50% · 3.625%
HK$7,444
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$235/mo
Today · 4.125%
HK$7,911
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$482/mo
Deposit HK$1.63M · loan HK$1.63M · min. income ≈ HK$15,822/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,282
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,504
−HK$225/mo
Today · 4.125%
HK$8,729
baseline
▲ 0.50% · 4.625%
HK$9,189
+HK$460/mo
Deposit HK$1.63M · loan HK$1.63M · min. income ≈ HK$17,458/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,444
−HK$258/mo
Today · 4.125%
HK$8,702
baseline
▲ 0.50% · 4.625%
HK$9,232
+HK$530/mo
Deposit HK$1.47M · loan HK$1.80M · min. income ≈ HK$17,404/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,110
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,354
−HK$248/mo
Today · 4.125%
HK$9,602
baseline
▲ 0.50% · 4.625%
HK$10,108
+HK$506/mo
Deposit HK$1.47M · loan HK$1.80M · min. income ≈ HK$19,204/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,933
−HK$561/mo
▼ 0.25% · 3.875%
HK$9,211
−HK$283/mo
Today · 4.125%
HK$9,494
baseline
▲ 0.50% · 4.625%
HK$10,071
+HK$577/mo
Deposit HK$1.31M · loan HK$1.96M · min. income ≈ HK$18,988/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,938
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,205
−HK$270/mo
Today · 4.125%
HK$10,475
baseline
▲ 0.50% · 4.625%
HK$11,027
+HK$552/mo
Deposit HK$1.31M · loan HK$1.96M · min. income ≈ HK$20,950/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,678
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,979
−HK$306/mo
Today · 4.125%
HK$10,285
baseline
▲ 0.50% · 4.625%
HK$10,910
+HK$625/mo
Deposit HK$1.14M · loan HK$2.12M · min. income ≈ HK$20,570/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,766
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,055
−HK$293/mo
Today · 4.125%
HK$11,348
baseline
▲ 0.50% · 4.625%
HK$11,946
+HK$598/mo
Deposit HK$1.14M · loan HK$2.12M · min. income ≈ HK$22,696/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,422
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,746
−HK$330/mo
Today · 4.125%
HK$11,076
baseline
▲ 0.50% · 4.625%
HK$11,750
+HK$674/mo
Deposit HK$979K · loan HK$2.29M · min. income ≈ HK$22,152/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,595
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,906
−HK$315/mo
Today · 4.125%
HK$12,221
baseline
▲ 0.50% · 4.625%
HK$12,865
+HK$644/mo
Deposit HK$979K · loan HK$2.29M · min. income ≈ HK$24,442/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,167
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,514
−HK$353/mo
Today · 4.125%
HK$11,867
baseline
▲ 0.50% · 4.625%
HK$12,589
+HK$722/mo
Deposit HK$816K · loan HK$2.45M · min. income ≈ HK$23,734/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,423
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,756
−HK$338/mo
Today · 4.125%
HK$13,094
baseline
▲ 0.50% · 4.625%
HK$13,784
+HK$690/mo
Deposit HK$816K · loan HK$2.45M · min. income ≈ HK$26,188/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,911
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,282
−HK$376/mo
Today · 4.125%
HK$12,658
baseline
▲ 0.50% · 4.625%
HK$13,428
+HK$770/mo
Deposit HK$653K · loan HK$2.61M · min. income ≈ HK$25,316/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,251
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,606
−HK$361/mo
Today · 4.125%
HK$13,967
baseline
▲ 0.50% · 4.625%
HK$14,703
+HK$736/mo
Deposit HK$653K · loan HK$2.61M · min. income ≈ HK$27,934/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,656
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,049
−HK$400/mo
Today · 4.125%
HK$13,449
baseline
▲ 0.50% · 4.625%
HK$14,267
+HK$818/mo
Deposit HK$490K · loan HK$2.78M · min. income ≈ HK$26,898/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,079
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,457
−HK$383/mo
Today · 4.125%
HK$14,840
baseline
▲ 0.50% · 4.625%
HK$15,622
+HK$782/mo
Deposit HK$490K · loan HK$2.78M · min. income ≈ HK$29,680/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,400
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,817
−HK$423/mo
Today · 4.125%
HK$14,240
baseline
▲ 0.50% · 4.625%
HK$15,107
+HK$867/mo
Deposit HK$326K · loan HK$2.94M · min. income ≈ HK$28,480/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,907
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,307
−HK$406/mo
Today · 4.125%
HK$15,713
baseline
▲ 0.50% · 4.625%
HK$16,541
+HK$828/mo
Deposit HK$326K · loan HK$2.94M · min. income ≈ HK$31,426/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).