▼ 0.50% · 3.625%
HK$19,665
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,277
−HK$621/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,170
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$595/mo
Today · 4.125%
HK$23,059
baseline
▲ 0.50% · 4.625%
HK$24,275
+HK$1,216/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,118/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,632
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,305
−HK$683/mo
Today · 4.125%
HK$22,988
baseline
▲ 0.50% · 4.625%
HK$24,387
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,976/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,065
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$654/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,702
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$746/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,604
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,253
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,957
−HK$714/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,130
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,565
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,360
−HK$808/mo
Today · 4.125%
HK$27,168
baseline
▲ 0.50% · 4.625%
HK$28,821
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,336/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,441
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,203
−HK$774/mo
Today · 4.125%
HK$29,977
baseline
▲ 0.50% · 4.625%
HK$31,557
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,954/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,388
−HK$870/mo
Today · 4.125%
HK$29,258
baseline
▲ 0.50% · 4.625%
HK$31,038
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,516/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,628
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$833/mo
Today · 4.125%
HK$32,283
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,566/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,498
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$933/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,907/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$893/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,464
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$995/mo
Today · 4.125%
HK$33,438
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$2,034/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,876/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,004
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,943
−HK$952/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$38,840
+HK$1,945/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,431
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,471
−HK$1,056/mo
Today · 4.125%
HK$35,527
baseline
▲ 0.50% · 4.625%
HK$37,689
+HK$2,162/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,054/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,192
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,189
−HK$1,012/mo
Today · 4.125%
HK$39,201
baseline
▲ 0.50% · 4.625%
HK$41,267
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,402/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,499
−HK$1,118/mo
Today · 4.125%
HK$37,617
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$2,289/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,234/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,379
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,072/mo
Today · 4.125%
HK$41,507
baseline
▲ 0.50% · 4.625%
HK$43,695
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$83,014/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).