▼ 0.50% · 3.625%
HK$15,099
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,569
−HK$477/mo
Today · 4.125%
HK$16,046
baseline
▲ 0.50% · 4.625%
HK$17,022
+HK$976/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,092/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,798
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,248
−HK$457/mo
Today · 4.125%
HK$17,705
baseline
▲ 0.50% · 4.625%
HK$18,638
+HK$933/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,410/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,609
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,126
−HK$524/mo
Today · 4.125%
HK$17,650
baseline
▲ 0.50% · 4.625%
HK$18,724
+HK$1,074/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$35,300/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,477
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,973
−HK$503/mo
Today · 4.125%
HK$19,476
baseline
▲ 0.50% · 4.625%
HK$20,502
+HK$1,026/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$38,952/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,119
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,682
−HK$573/mo
Today · 4.125%
HK$19,255
baseline
▲ 0.50% · 4.625%
HK$20,427
+HK$1,172/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,510/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,157
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,698
−HK$548/mo
Today · 4.125%
HK$21,246
baseline
▲ 0.50% · 4.625%
HK$22,366
+HK$1,120/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,492/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,629
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,239
−HK$621/mo
Today · 4.125%
HK$20,860
baseline
▲ 0.50% · 4.625%
HK$22,129
+HK$1,269/mo
Deposit HK$2.32M · loan HK$4.30M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,837
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$595/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,230
+HK$1,213/mo
Deposit HK$2.32M · loan HK$4.30M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,796
−HK$668/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,831
+HK$1,367/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,517
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,147
−HK$640/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,307/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,353
−HK$716/mo
Today · 4.125%
HK$24,069
baseline
▲ 0.50% · 4.625%
HK$25,533
+HK$1,464/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,138/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,196
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$686/mo
Today · 4.125%
HK$26,558
baseline
▲ 0.50% · 4.625%
HK$27,957
+HK$1,399/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,116/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,910
−HK$763/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,236
+HK$1,563/mo
Deposit HK$1.32M · loan HK$5.30M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,597
−HK$731/mo
Today · 4.125%
HK$28,328
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,493/mo
Deposit HK$1.32M · loan HK$5.30M · min. income ≈ HK$56,656/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,668
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,467
−HK$811/mo
Today · 4.125%
HK$27,278
baseline
▲ 0.50% · 4.625%
HK$28,938
+HK$1,660/mo
Deposit HK$993K · loan HK$5.63M · min. income ≈ HK$54,556/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$777/mo
Today · 4.125%
HK$30,099
baseline
▲ 0.50% · 4.625%
HK$31,685
+HK$1,586/mo
Deposit HK$993K · loan HK$5.63M · min. income ≈ HK$60,198/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,024
−HK$859/mo
Today · 4.125%
HK$28,883
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,757/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,766/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,236
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$823/mo
Today · 4.125%
HK$31,869
baseline
▲ 0.50% · 4.625%
HK$33,549
+HK$1,680/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$63,738/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$197,165 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).