▼ 0.50% · 3.625%
HK$18,048
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,609
−HK$570/mo
Today · 4.125%
HK$19,179
baseline
▲ 0.50% · 4.625%
HK$20,346
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,358/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,078
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,616
−HK$547/mo
Today · 4.125%
HK$21,163
baseline
▲ 0.50% · 4.625%
HK$22,278
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,326/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,852
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,470
−HK$627/mo
Today · 4.125%
HK$21,097
baseline
▲ 0.50% · 4.625%
HK$22,381
+HK$1,284/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,194/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,086
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$601/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,506
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,657
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,331
−HK$684/mo
Today · 4.125%
HK$23,015
baseline
▲ 0.50% · 4.625%
HK$24,416
+HK$1,401/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,030/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,093
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,740
−HK$655/mo
Today · 4.125%
HK$25,395
baseline
▲ 0.50% · 4.625%
HK$26,734
+HK$1,339/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,790/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,462
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,192
−HK$741/mo
Today · 4.125%
HK$24,933
baseline
▲ 0.50% · 4.625%
HK$26,450
+HK$1,517/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,866/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,101
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$710/mo
Today · 4.125%
HK$27,511
baseline
▲ 0.50% · 4.625%
HK$28,961
+HK$1,450/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$55,022/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,267
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,053
−HK$798/mo
Today · 4.125%
HK$26,851
baseline
▲ 0.50% · 4.625%
HK$28,485
+HK$1,634/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,702/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,109
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,863
−HK$765/mo
Today · 4.125%
HK$29,628
baseline
▲ 0.50% · 4.625%
HK$31,189
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,256/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,071
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,913
−HK$856/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,751/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,924
−HK$820/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,417
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,876
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,774
−HK$913/mo
Today · 4.125%
HK$30,687
baseline
▲ 0.50% · 4.625%
HK$32,554
+HK$1,867/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,374/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,124
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,986
−HK$874/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$1,785/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,681
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,635
−HK$970/mo
Today · 4.125%
HK$32,605
baseline
▲ 0.50% · 4.625%
HK$34,589
+HK$1,984/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,210/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,132
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$928/mo
Today · 4.125%
HK$35,976
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$1,897/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,952/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$1,027/mo
Today · 4.125%
HK$34,523
baseline
▲ 0.50% · 4.625%
HK$36,623
+HK$2,100/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,046/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,109
−HK$984/mo
Today · 4.125%
HK$38,093
baseline
▲ 0.50% · 4.625%
HK$40,100
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,186/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).