▼ 0.50% · 3.625%
HK$18,497
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,072
−HK$585/mo
Today · 4.125%
HK$19,657
baseline
▲ 0.50% · 4.625%
HK$20,853
+HK$1,196/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,314/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,577
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,129
−HK$560/mo
Today · 4.125%
HK$21,689
baseline
▲ 0.50% · 4.625%
HK$22,832
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,378/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,346
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,979
−HK$643/mo
Today · 4.125%
HK$21,622
baseline
▲ 0.50% · 4.625%
HK$22,938
+HK$1,316/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,244/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,635
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,242
−HK$616/mo
Today · 4.125%
HK$23,858
baseline
▲ 0.50% · 4.625%
HK$25,115
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,716/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,196
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,886
−HK$702/mo
Today · 4.125%
HK$23,588
baseline
▲ 0.50% · 4.625%
HK$25,023
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,176/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,693
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,355
−HK$672/mo
Today · 4.125%
HK$26,027
baseline
▲ 0.50% · 4.625%
HK$27,399
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,054/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,046
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$759/mo
Today · 4.125%
HK$25,553
baseline
▲ 0.50% · 4.625%
HK$27,108
+HK$1,555/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,106/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,750
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,468
−HK$728/mo
Today · 4.125%
HK$28,196
baseline
▲ 0.50% · 4.625%
HK$29,682
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,392/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,701
−HK$818/mo
Today · 4.125%
HK$27,519
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,675/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,038/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,808
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,581
−HK$784/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$31,965
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,745
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,608
−HK$877/mo
Today · 4.125%
HK$29,485
baseline
▲ 0.50% · 4.625%
HK$31,279
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,970/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,866
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,694
−HK$840/mo
Today · 4.125%
HK$32,534
baseline
▲ 0.50% · 4.625%
HK$34,248
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,068/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,515
−HK$935/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,364
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,924
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,807
−HK$895/mo
Today · 4.125%
HK$34,702
baseline
▲ 0.50% · 4.625%
HK$36,532
+HK$1,830/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,404/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$994/mo
Today · 4.125%
HK$33,416
baseline
▲ 0.50% · 4.625%
HK$35,449
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,832/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,981
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$951/mo
Today · 4.125%
HK$36,871
baseline
▲ 0.50% · 4.625%
HK$38,815
+HK$1,944/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,742/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,294
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,330
−HK$1,052/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,535
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,039
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,032
−HK$1,008/mo
Today · 4.125%
HK$39,040
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,080/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).