▼ 0.50% · 3.625%
HK$15,984
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,481
−HK$506/mo
Today · 4.125%
HK$16,987
baseline
▲ 0.50% · 4.625%
HK$18,020
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,974/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,782
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,259
−HK$484/mo
Today · 4.125%
HK$18,743
baseline
▲ 0.50% · 4.625%
HK$19,731
+HK$988/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,486/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,583
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,130
−HK$555/mo
Today · 4.125%
HK$18,685
baseline
▲ 0.50% · 4.625%
HK$19,822
+HK$1,137/mo
Deposit HK$3.15M · loan HK$3.86M · min. income ≈ HK$37,370/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,560
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,085
−HK$532/mo
Today · 4.125%
HK$20,617
baseline
▲ 0.50% · 4.625%
HK$21,704
+HK$1,087/mo
Deposit HK$3.15M · loan HK$3.86M · min. income ≈ HK$41,234/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,181
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,778
−HK$606/mo
Today · 4.125%
HK$20,384
baseline
▲ 0.50% · 4.625%
HK$21,624
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,768/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,339
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,911
−HK$581/mo
Today · 4.125%
HK$22,492
baseline
▲ 0.50% · 4.625%
HK$23,677
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,984/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,779
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,426
−HK$656/mo
Today · 4.125%
HK$22,082
baseline
▲ 0.50% · 4.625%
HK$23,426
+HK$1,344/mo
Deposit HK$2.45M · loan HK$4.56M · min. income ≈ HK$44,164/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,117
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,737
−HK$629/mo
Today · 4.125%
HK$24,366
baseline
▲ 0.50% · 4.625%
HK$25,650
+HK$1,284/mo
Deposit HK$2.45M · loan HK$4.56M · min. income ≈ HK$48,732/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,378
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,074
−HK$707/mo
Today · 4.125%
HK$23,781
baseline
▲ 0.50% · 4.625%
HK$25,228
+HK$1,447/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,562/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,895
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,563
−HK$677/mo
Today · 4.125%
HK$26,240
baseline
▲ 0.50% · 4.625%
HK$27,623
+HK$1,383/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,480/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,976
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,722
−HK$758/mo
Today · 4.125%
HK$25,480
baseline
▲ 0.50% · 4.625%
HK$27,030
+HK$1,550/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$50,960/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,673
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,389
−HK$725/mo
Today · 4.125%
HK$28,114
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,482/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$56,228/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$808/mo
Today · 4.125%
HK$27,178
baseline
▲ 0.50% · 4.625%
HK$28,832
+HK$1,654/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$54,356/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,452
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,215
−HK$774/mo
Today · 4.125%
HK$29,989
baseline
▲ 0.50% · 4.625%
HK$31,569
+HK$1,580/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$59,978/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,173
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,018
−HK$859/mo
Today · 4.125%
HK$28,877
baseline
▲ 0.50% · 4.625%
HK$30,634
+HK$1,757/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$57,754/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,230
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,041
−HK$822/mo
Today · 4.125%
HK$31,863
baseline
▲ 0.50% · 4.625%
HK$33,543
+HK$1,680/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$63,726/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,772
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,666
−HK$910/mo
Today · 4.125%
HK$30,576
baseline
▲ 0.50% · 4.625%
HK$32,436
+HK$1,860/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,152/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,008
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$871/mo
Today · 4.125%
HK$33,737
baseline
▲ 0.50% · 4.625%
HK$35,516
+HK$1,779/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,474/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,295 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).