▼ 0.50% · 3.625%
HK$19,120
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,715
−HK$604/mo
Today · 4.125%
HK$20,319
baseline
▲ 0.50% · 4.625%
HK$21,555
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,638/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,271
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$579/mo
Today · 4.125%
HK$22,420
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,840/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,032
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,686
−HK$665/mo
Today · 4.125%
HK$22,351
baseline
▲ 0.50% · 4.625%
HK$23,711
+HK$1,360/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,702/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,398
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,025
−HK$637/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$25,962
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,944
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,658
−HK$725/mo
Today · 4.125%
HK$24,383
baseline
▲ 0.50% · 4.625%
HK$25,866
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,766/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,525
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,210
−HK$694/mo
Today · 4.125%
HK$26,904
baseline
▲ 0.50% · 4.625%
HK$28,322
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,808/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,856
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,629
−HK$786/mo
Today · 4.125%
HK$26,415
baseline
▲ 0.50% · 4.625%
HK$28,022
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,830/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,652
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,394
−HK$752/mo
Today · 4.125%
HK$29,146
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,536/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,292/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,768
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,601
−HK$846/mo
Today · 4.125%
HK$28,447
baseline
▲ 0.50% · 4.625%
HK$30,178
+HK$1,731/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,894/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,779
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,578
−HK$810/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,043
+HK$1,655/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,680
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$907/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,854/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,906
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$868/mo
Today · 4.125%
HK$33,630
baseline
▲ 0.50% · 4.625%
HK$35,403
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,592
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,544
−HK$966/mo
Today · 4.125%
HK$32,510
baseline
▲ 0.50% · 4.625%
HK$34,489
+HK$1,979/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,020/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,033
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,946
−HK$926/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$37,763
+HK$1,891/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,504
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,515
−HK$1,027/mo
Today · 4.125%
HK$34,542
baseline
▲ 0.50% · 4.625%
HK$36,644
+HK$2,102/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,084/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,160
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,130
−HK$984/mo
Today · 4.125%
HK$38,114
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,228/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,416
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,487
−HK$1,087/mo
Today · 4.125%
HK$36,574
baseline
▲ 0.50% · 4.625%
HK$38,800
+HK$2,226/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,148/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,042/mo
Today · 4.125%
HK$40,356
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,127/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,712/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,552 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).