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Crescira AVM · estimated value Medium confidence
HK$14.32M
≈ HK$13,256 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.29M, with repayments around HK$48,569/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,703
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,125
−HK$1,444/mo
Today · 4.125%
HK$48,569
baseline
▲ 0.50% · 4.625%
HK$51,524
+HK$2,955/mo

Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,138/mo (50% DSR)

Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,866 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
1,080 ft²
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2023-07-03 HK$14.30M +13.0%
8.9y
2014-07-28 HK$12.66M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 25 min walk · 1,975 m
(quite far — consider other transport options)
Education
3
schools within 1 km (2 within 500 m)
Daily convenience
5
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com