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Crescira AVM · estimated value Medium confidence
HK$14.22M
≈ HK$13,133 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.27M, with repayments around HK$48,254/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,406
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,435/mo
Today · 4.125%
HK$48,254
baseline
▲ 0.50% · 4.625%
HK$51,190
+HK$2,936/mo

Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,508/mo (50% DSR)

Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,379 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,083 ft²
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2014-09-16 HK$12.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 25 min walk · 1,975 m
(quite far — consider other transport options)
Education
3
schools within 1 km (2 within 500 m)
Daily convenience
5
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com