▼ 0.50% · 3.625%
HK$19,581
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,190
−HK$619/mo
Today · 4.125%
HK$20,809
baseline
▲ 0.50% · 4.625%
HK$22,075
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,618/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,784
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,368
−HK$593/mo
Today · 4.125%
HK$22,961
baseline
▲ 0.50% · 4.625%
HK$24,171
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,922/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,539
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,209
−HK$681/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,283
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,962
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,605
−HK$652/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,588
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,498
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$742/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,491
+HK$1,520/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,141
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,842
−HK$711/mo
Today · 4.125%
HK$27,553
baseline
▲ 0.50% · 4.625%
HK$29,006
+HK$1,453/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,106/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,456
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$804/mo
Today · 4.125%
HK$27,052
baseline
▲ 0.50% · 4.625%
HK$28,698
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,104/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,319
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,079
−HK$770/mo
Today · 4.125%
HK$29,849
baseline
▲ 0.50% · 4.625%
HK$31,423
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,698/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,414
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,267
−HK$866/mo
Today · 4.125%
HK$29,133
baseline
▲ 0.50% · 4.625%
HK$30,906
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,266/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,498
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,316
−HK$829/mo
Today · 4.125%
HK$32,145
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,290/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,372
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$928/mo
Today · 4.125%
HK$31,214
baseline
▲ 0.50% · 4.625%
HK$33,113
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,428/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,676
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$889/mo
Today · 4.125%
HK$34,441
baseline
▲ 0.50% · 4.625%
HK$36,257
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,882/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,330
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$990/mo
Today · 4.125%
HK$33,295
baseline
▲ 0.50% · 4.625%
HK$35,321
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,854
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,789
−HK$949/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,674
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,288
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,324
−HK$1,052/mo
Today · 4.125%
HK$35,376
baseline
▲ 0.50% · 4.625%
HK$37,528
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,752/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,033
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,026
−HK$1,008/mo
Today · 4.125%
HK$39,034
baseline
▲ 0.50% · 4.625%
HK$41,091
+HK$2,057/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,068/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,343
−HK$1,114/mo
Today · 4.125%
HK$37,457
baseline
▲ 0.50% · 4.625%
HK$39,736
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,914/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,211
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,263
−HK$1,067/mo
Today · 4.125%
HK$41,330
baseline
▲ 0.50% · 4.625%
HK$43,508
+HK$2,178/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,660/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).