▼ 0.50% · 3.625%
HK$19,316
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,917
−HK$610/mo
Today · 4.125%
HK$20,527
baseline
▲ 0.50% · 4.625%
HK$21,776
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,054/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,489
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,065
−HK$585/mo
Today · 4.125%
HK$22,650
baseline
▲ 0.50% · 4.625%
HK$23,843
+HK$1,193/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,300/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,247
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,908
−HK$672/mo
Today · 4.125%
HK$22,580
baseline
▲ 0.50% · 4.625%
HK$23,954
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,160/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,637
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,271
−HK$644/mo
Today · 4.125%
HK$24,915
baseline
▲ 0.50% · 4.625%
HK$26,228
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,830/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,179
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,900
−HK$732/mo
Today · 4.125%
HK$24,632
baseline
▲ 0.50% · 4.625%
HK$26,131
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,264/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,786
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,478
−HK$702/mo
Today · 4.125%
HK$27,180
baseline
▲ 0.50% · 4.625%
HK$28,612
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,360/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$793/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,309
+HK$1,624/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,935
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,684
−HK$760/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,553/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,042
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,883
−HK$855/mo
Today · 4.125%
HK$28,738
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,476/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,084
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,891
−HK$818/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,381
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,875
−HK$916/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,873/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,233
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,097
−HK$877/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$35,765
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,905
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,867
−HK$976/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,842
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,382
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,304
−HK$935/mo
Today · 4.125%
HK$36,239
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$1,911/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,478/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,837
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$1,038/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,531
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$994/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,534
+HK$2,030/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,850
−HK$1,099/mo
Today · 4.125%
HK$36,949
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,898/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,680
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,717
−HK$1,052/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$42,918
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).