▼ 0.50% · 3.625%
HK$19,348
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,950
−HK$611/mo
Today · 4.125%
HK$20,561
baseline
▲ 0.50% · 4.625%
HK$21,812
+HK$1,251/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,122/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,524
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,101
−HK$586/mo
Today · 4.125%
HK$22,687
baseline
▲ 0.50% · 4.625%
HK$23,883
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,374/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,944
−HK$673/mo
Today · 4.125%
HK$22,617
baseline
▲ 0.50% · 4.625%
HK$23,993
+HK$1,376/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,234/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,677
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,312
−HK$644/mo
Today · 4.125%
HK$24,956
baseline
▲ 0.50% · 4.625%
HK$26,271
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,912/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,217
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,939
−HK$734/mo
Today · 4.125%
HK$24,673
baseline
▲ 0.50% · 4.625%
HK$26,174
+HK$1,501/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,346/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,829
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,522
−HK$702/mo
Today · 4.125%
HK$27,224
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,435/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,448/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,152
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,934
−HK$795/mo
Today · 4.125%
HK$26,729
baseline
▲ 0.50% · 4.625%
HK$28,356
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,458/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,981
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$761/mo
Today · 4.125%
HK$29,493
baseline
▲ 0.50% · 4.625%
HK$31,048
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$58,986/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,087
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,929
−HK$856/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,752/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,134
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,942
−HK$820/mo
Today · 4.125%
HK$31,762
baseline
▲ 0.50% · 4.625%
HK$33,436
+HK$1,674/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,524/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,924
−HK$917/mo
Today · 4.125%
HK$30,841
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,877/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,682/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,286
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$879/mo
Today · 4.125%
HK$34,031
baseline
▲ 0.50% · 4.625%
HK$35,824
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,062/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,919
−HK$979/mo
Today · 4.125%
HK$32,898
baseline
▲ 0.50% · 4.625%
HK$34,899
+HK$2,001/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,796/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,439
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,362
−HK$937/mo
Today · 4.125%
HK$36,299
baseline
▲ 0.50% · 4.625%
HK$38,213
+HK$1,914/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,598/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,891
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,914
−HK$1,040/mo
Today · 4.125%
HK$34,954
baseline
▲ 0.50% · 4.625%
HK$37,081
+HK$2,127/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,908/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,591
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,572
−HK$996/mo
Today · 4.125%
HK$38,568
baseline
▲ 0.50% · 4.625%
HK$40,601
+HK$2,033/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,136/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,826
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$1,101/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$39,262
+HK$2,252/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,743
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,054/mo
Today · 4.125%
HK$40,837
baseline
▲ 0.50% · 4.625%
HK$42,989
+HK$2,152/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$81,674/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).